من المتوقع أن تتبنى شركات التكنولوجيا المالية الإقراض اللامركزي نظرًا لطبيعته غير الخاضعة للإذن، بحسب الشريك المؤسس لمشروع Morpho. source: https://ar.cointelegraph.com/news/fintech-firms-move-defi-lending-3-years?utm_source=rss_feed&utm_medium=rss&utm_campaign=rss_partner_inbound

null source: https://x.com/DaanCrypto/status/1946158304549363989

The global crypto market capitalization has soared past $4 trillion for the first time, propelled by rising altcoin prices and an increasingly favorable regulatory landscape. On July 18, crypto data aggregator platform CoinGecko reported that the industry crossed the milestone during Asian trading hours. However, the total value had slightly dipped to $3 source: https://cryptoslate.com/insights/global-crypto-market-hits-4-trillion-eclipses-uk-economy-in-size/

Andy Byron, the Chief Executive Officer (CEO) of Astronomer, a New York software company, is suddenly in the spotlight thanks to a viral video from a Coldplay concert showing him sharing an intimate moment with Chief People Officer (CPO) and colleague Kristin Cabot. The “Kiss Cam” footage has sparked widespread speculation not only about a possible affair between the two coworkers but also about Byron’s future at the company. JUST IN: Astronomer CEO Andy Byron’s wife removes his last name from her Facebook profile. pic source: https://finbold.com/crypto-market-bets-on-astronomer-ceo-andy-byron-resigning/

According to Cointelegraph, financial technology companies are increasingly exploring decentralized finance (DeFi) lending protocols as an alternative to traditional lending services. DeFi offers users the ability to lend and borrow cryptocurrency in a permissionless manner through smart contracts, bypassing numerous financial intermediaries. This shift is driven by the growing efficiency and accessibility of DeFi lending, which may prompt more fintech companies to adopt these protocols over centralized alternatives. Merline Egalite, co-founder of Morpho, the second-largest decentralized lending protocol, highlighted the strategic importance of integrating DeFi during an exclusive interview at EthCC 2025. Egalite emphasized that fintechs are recognizing the competitive advantage DeFi offers in terms of user experience and product offerings. He noted that DeFi adoption can enable financial institutions to provide superior financial products for lending and trading, potentially inspiring a significant portion of global fintech firms to transition to DeFi within the next three years. Morpho, with a total value locked (TVL) of over $5.5 billion across 20 blockchains, ranks behind AAVE, which leads the industry with a $31 billion TVL. DeFi lending protocols present a crucial financial lifeline for individuals lacking access to traditional banking infrastructure, thanks to their permissionless nature that circumvents traditional banking restrictions. Egalite pointed out that fintech firms using traditional banking systems risk losing their licenses or API access, whereas DeFi eliminates intermediaries, relying solely on the trust in the code. The advantages of DeFi's permissionless nature are increasingly recognized by fintech firms, and regulated yield-bearing products may further encourage financial institutions to explore DeFi lending. Recent data from DefiLlama indicates that DeFi lending reached a new cumulative all-time high of $66.7 billion in TVL, with AAVE's protocol accounting for 47% of the total DeFi lending value and Morpho contributing over 8.2%. This marks a significant recovery for crypto lending, which faced challenges starting in 2022 when several centralized finance lenders filed for bankruptcy amid declining crypto valuations.

According to PANews, TAO Synergies Inc. (Nasdaq: TAOX) has announced that as of July 17, 2025, it has acquired 29,899 TAO tokens, the native cryptocurrency of Bittensor, as part of its digital asset reserve strategy. The purchase, amounting to $10 million, was made at an average price of approximately $334 per token. This acquisition positions TAO Synergies as the largest publicly listed holder of TAO tokens globally.

According to BlockBeats, Coinsilium Group Limited, a publicly listed blockchain company based in the United Kingdom, has announced that its wholly-owned subsidiary, Forza Gibraltar Limited, has acquired 10.25 bitcoins. This purchase increases the subsidiary's total bitcoin holdings to 112 coins.

Binance Blog published a new article, highlighting the company's ongoing efforts to combat crime in the digital asset space. This initiative was underscored by a recent meeting between Binance CEO Richard Teng and Chiu Shao-Chou, Deputy Commissioner of Taiwan’s Criminal Investigation Bureau (CIB), in Taipei. The meeting aimed to exchange insights and strategies for tackling the increasingly complex and transnational nature of virtual asset crimes. During the meeting, the CIB presented Binance with a commemorative badge, acknowledging the company's significant contributions to investigating and preventing illicit activities involving virtual assets. This gesture of appreciation reflects the importance of collaboration between public and private sectors in enhancing enforcement capabilities through technology-driven partnerships and information sharing. Binance CEO Richard Teng expressed his gratitude for the recognition, emphasizing the company's commitment to working with law enforcement agencies to combat illicit activities. He stated that building a secure and trusted ecosystem requires collective effort and strong partnerships, and Binance is dedicated to leading by example in upholding the highest standards of trust and security across the industry. The meeting also highlighted a recent successful collaboration between Binance and Taiwanese authorities, where Binance assisted in recovering over NT$26 million in criminal funds linked to a syndicate. This case exemplifies the tangible impact of public-private partnerships in advancing effective crime prevention and recovery. Since 2022, Binance's collaboration with Taiwanese law enforcement has grown significantly, with the company receiving an increasing number of requests from local agencies. Binance has conducted over 20 training sessions in Taiwan, reaching more than 2,000 officers and stakeholders, further strengthening its commitment to supporting law enforcement efforts. Globally, Binance continues to play a pivotal role in supporting cybercrime investigations. The company has responded to over 240,000 law enforcement requests and delivered more than 400 training sessions worldwide. These efforts equip investigators and officers with the necessary blockchain tools and expertise to identify and disrupt criminal activity. As cyber threats continue to evolve, Binance remains steadfast in its commitment to working hand-in-hand with public and private partners to ensure a safer, more secure digital financial landscape. This global commitment to safety underscores Binance's dedication to fostering a secure environment for digital transactions and maintaining the integrity of the digital asset industry.

Ethereum jumped past $3,600 as over $136 million in shorts were wiped out and traders piled into $4K call options on regulatory and ETF momentum. source: https://www.theblock.co/post/363347/wave-of-short-liquidations-drives-eth-past-3600-as-analyst-calls-price-shift-a-regime-change?utm_source=rss&utm_medium=rss

انضم النائب ستيفن لينش إلى زملائه الديمقراطيين في إدانة العملات المشفرة والدعوة إلى إصدار عملة رقمية للبنك المركزي (CBDC). source: https://ar.cointelegraph.com/news/no-legitimate-use-case-crypto-us-rep-stephen-lynch?utm_source=rss_feed&utm_medium=rss&utm_campaign=rss_partner_inbound

ネットフリックスは、オリジナル作品のひとつにジェネレーティブ人工知能（AI）を正式に組み込んだ。

GENIUS, Stablecoin, 米「天才法」を解説 GOLDEN BUSINESS, 米「天才法」が最終成立。

Scale AIは大規模なリストラの一環として、200人のフルタイムスタッフと500人の契約社員を含む700人の雇用を削減した。同社は、急成長により重複や混乱が生じたため、コーディング、言語、音声データに焦点を絞っている。

スタンダードチャータード銀行、暗号通貨、ゲーム暗号にヒットクズはサークルゴールデン金融を破る、本当の分散化は、メニューではなく、行動にある。

元国家犯罪捜査局（National Crime Agency）職員が、捜査対象の容疑者のデジタルウォレットに手を入れ、彼の暗号ウォレットから50枚のビットコインをポケットに入れ、総額440万ポンドを手に入れたとして、5年半の実刑判決を受けた。

外部バイヤーがETH資産を押し上げ、"オールダウン、ノーアップ "という我々の認識を覆している。

ステーブルコインの世界的な拡大は、国際通貨勢力図を大きく塗り替えた。米国は、GENIUS法を通じて安定コインを米ドルシステムに組み込むことで、「デジタル・ドル化」の流れを強めている。

オーストラリアのフィンテック企業Block Earnerが、ローンの担保としてビットコインを受け入れる国内初の住宅ローンを開始した。これは、裁判所がこの商品に金融免許を必要としないとの判決を下したことから可能となったもので、人々は暗号を売却せずに住宅を購入することができる。

マイケル・セイラー氏のビットコイン積立戦略が50社以上の企業に模倣される一方で、ウォール街はより生産性の高い資産に目を向け、今回はイーサリアムが主役となった。

米国の政策が着地したことで、暗号市場は確実に盛り上がりを見せている。GENIUS Actが正式な法律として署名されることになっているが、銀行業界、小売、決済、ウォール街の金融大手などの反応はどうだろうか？暗号法案の影響に対する反応はどうなるのだろうか？