堪萨斯联储主席施密德表示，他反对美联储本周 25 个基点的降息决定，理由是通胀“仍然过高”，货币政策应继续保持适度限制性以遏制物价压力。施密德称：“目前我看到的是一个仍具动能的经济，而通胀‘太热’，这表明当前政策并未过度紧缩。”施密德指出，自他 10 月反对降息以来，情况“并未发生太大变化”：通胀仍高于 2%目标，劳动力市场“总体处于平衡状态”，缺乏迫切降息的理由。(金十)

巴克莱银行将 Coinbase 的目标股价从 357 美元下调至 291 美元，但维持“中性”评级。在对 2026 年经纪商、资产管理公司和交易所的展望进行更广泛的更新时，巴克莱银行指出市场环境良好，尤其对另类资产管理公司和财富经纪商而言，然而交易所和传统资产管理公司未来的发展环境将更加复杂。

美联储施密德表示，劳动力市场正在降温，但仍基本保持平衡，通胀仍过高，经济呈现增长势头，自 10 月美联储会议以来，情况并未发生太大变化。(金十)

According to PANews, Whale Alert has reported that the USDC Treasury recently destroyed 78,904,497 USDC on the Ethereum blockchain. This transaction is valued at approximately $78.9 million.

Ripple continues integration with big firms, but this time with a European banking giant to boost adoption for Ripple's RLUSD stablecoin. source: https://u.today/ripple-wins-big-partnership-with-european-bank

受美联储明年将进一步降息的预期以及持续的地缘政治不确定性推动避险需求支撑，金价延续涨势。德国商业银行分析师表示：“尽管有迹象显示 1 月下次美联储会议可能暂停降息，但此后进一步降息的大门依然敞开。我们预计的降息幅度将超过市场当前预期，尤其是在鲍威尔继任者于明年 5 月正式就任美联储主席之后。”(金十)

Tether is reportedly considering tokenizing its stock once it completes a share sale that could be finalized at a $500 billion valuation. source: https://www.theblock.co/post/382344/tether-mulls-tokenizing-stock?utm_source=rss&utm_medium=rss

佛罗里达州检察官在一起投资诈骗案中查获价值约 150 万美元的加密货币，据悉犯罪嫌疑人的钱包里持有 AVAX、DOGE、PEPE、SOL 和比特币等加密货币，据悉佛罗里达州检察署网络欺诈执法部门已获得法院命令， 犯罪嫌疑人目前已被指控犯有洗钱、重大盗窃和有组织诈骗罪。（Decrypt）

According to ChainCatcher, Federal Reserve official Goolsbee expressed optimism about the possibility of significant interest rate cuts next year. However, he voiced concerns about the rapid reduction of rates, considering the inflation experienced in recent years.

According to BlockBeats, Chicago Federal Reserve President Austan Goolsbee expressed opposition to the Federal Reserve's recent decision to cut interest rates by 25 basis points. He emphasized the need to wait for more data on inflation and the job market before proceeding with further rate cuts, especially given the ongoing concerns about rising prices among businesses and consumers. Goolsbee was one of three officials who voted against the rate cut in the Fed's 9-3 decision this week, advocating for a delay in rate reductions until early next year. He explained, "Considering that inflation has been above target for four and a half years and progress has stalled in recent months, and given that nearly all businesses and consumers I've spoken with in the district view prices as a major concern, I believe a more cautious approach is to wait for more information." Goolsbee also mentioned that if future data indicates inflation is returning to the Fed's 2% target, he remains "optimistic" that interest rates could be "significantly lowered" next year.

对于拥有庞大用户基础的平台来说，稳定币不只是跨境支付工具，而是一条可以重塑收入结构与用户关系的基础金融轨道。

RWA,香港试点计划引爆热议：RWA 如何从概念炼成现实资产？ 金色财经,以试点探路，香港构建 RWA 落地务实路径。

Coinbase 孵化的开源支付协议 x402 发布 V2 版本。这是自 2025 年 5 月主网上线以来的首次大版本迭代。

玻利维亚政府宣布了一项重大政策—将稳定币纳入其正式金融体系，让稳定币能够“作为法定支付工具”使用。

Binance,加密货币,Hash Global 创始人 KK 聊 BNB 数字资产配置和 Web3 发展阶段 金色财经,「未来所有资产都将发行和交易在链上。」

x402协议,AI Agent,支付,聊聊x402的V2升级 分享一些关键点 金色财经,分享关于x402协议V2升级较关键的几个点。

美国,SEC,OCC,美SEC和OCC监管动作频繁 有何启示？ 金色财经,本文聚焦美国SEC和OCC近期的监管动作。

Coinbase推出了x402协议的V2版本。该版本在V1基础上进行了优化，从单一调用支付扩展为统一的互联网支付层。

金融科技3.0将与传统金融共存多年，但发展方向已然明确。稳定币基础设施有望成为全球金融的核心组成部分。

CARF的落地预将进一步提升香港加密资产市场的税务透明度，对交易平台、托管机构、个人投资者及传统金融中介均将产生影响。