The U. S. OCC encourages community banks to innovate by partnering with stablecoin developers, enhancing payment solutions and financial innovation. source: https://coincu.com/355851-occ-supports-stablecoin-partnership

Web3 依然是加密领域的热门词汇，但DApp和山寨币真的实现了它们的承诺吗？

According to Cointelegraph, South Korea's Financial Services Commission (FSC) has instructed cryptocurrency exchanges to pause the introduction of new digital asset lending services. This directive comes amid increasing concerns over the risks associated with such services and underscores the necessity for well-defined regulations. The FSC has communicated to exchanges that while new lending services should be halted, existing agreements, including repayments and maturity extensions, will continue to be allowed. On July 31, the FSC, in collaboration with the Financial Supervisory Service (FSS), announced the formation of a joint task force aimed at establishing a regulatory framework for crypto lending. The forthcoming guidelines are anticipated to address leverage limits, user eligibility, and risk disclosures pertinent to virtual asset lending activities. The FSC has also indicated its intention to conduct on-site inspections and enforce supervisory measures against platforms that do not adhere to these guidelines. The decision to suspend new lending services follows reports of significant user losses, including numerous forced liquidations within exchange-operated lending programs. The FSC highlighted an unnamed exchange that attracted approximately 27,600 users within a month of launching a lending service in mid-June, generating a volume of about 1.5 trillion Korean won ($1.1 billion). Of these users, around 13%—or 3,635 individuals—experienced forced liquidations as the value of their crypto holdings declined. Additionally, the FSC noted the activities of two companies offering Tether (USDT) lending services, which led to a spike in selling volume and an unusual drop in USDT prices. The agency warned that continuing new lending operations without adequate safeguards could further jeopardize investor funds. Crypto lending has remained a regulatory gray area in South Korea despite the country's efforts since 2020 to establish foundational regulations for virtual asset service providers (VASPs). These efforts include Anti-Money Laundering (AML) and Travel Rule requirements under the revised Act on Reporting and Using Specified Financial Transaction Information. In 2023, the Virtual Asset User Protection Act was enacted, providing a legal basis for penalizing unfair practices such as market manipulation and the mishandling of user deposits. However, crypto lending has continued to operate without a clear regulatory framework or licensing regime, highlighting the urgent need for comprehensive rules in this sector.

وسط زخم صعودى لا يزال سعر اليورو مقابل الريال السعودى EUR/SAR فى نطاقه الصعودى بالقرب من مستوى المقاومة 4. 40 ريال سعودى لكل يورو والتى تدعم وتؤكد سيطرة الثيران على أتجاه زوج العملات والابرز على الاداء على شارت اليومى أدناه. بالمكاسب الحالية يستقر مؤشر القوة النسبية RSI لفترة 14 يوما حول قراءة 54 مبتعدا نسبيا عن … The post تحليل سعر اليورو / ريال سعودى EUR/SAR : أنظار الثيران تتجه الى 4 source: https://www.tradersup.com/%d8%aa%d8%ad%d9%84%d9%8a%d9%84%d8%a7%d8%aa-%d9%81%d9%86%d9%8a%d8%a9/%d8%aa%d8%ad%d9%84%d9%8a%d9%84-%d8%b3%d8%b9%d8%b1-%d8%a7%d9%84%d9%8a%d9%88%d8%b1%d9%88-%d9%85%d9%82%d8%a7%d8%a8%d9%84-%d8%a7%d9%84%d8%b1%d9%8a%d8%a7%d9%84-%d8%a7%d9%84%d8%b3%d8%b9%d9%88%d8%af%d9%8a/%d8%a3%d9%86%d8%b8%d8%a7%d8%b1-%d8%a7%d9%84%d8%ab%d9%8a%d8%b1%d8%a7%d9%86-%d8%aa%d8%aa%d8%ac%d9%87-%d8%a7%d9%84%d9%89-4-40-%d8%b1%d9%8a%d8%a7%d9%84-%d8%b3%d8%b9%d9%88%d8%af%d9%89/146563

According to Foresight News, the U.S. Office of the Comptroller of the Currency (OCC) has announced that community banks are encouraged to collaborate with companies developing stablecoins. This initiative aims to foster innovation and introduce new products within the banking sector. The OCC plans to review and update its regulatory and supervisory approaches as necessary to ensure that while supporting innovation in the banking industry, the vitality of community banks is maintained.

Bitcoin (BTC) is attempting to reclaim a crucial level as support after bouncing from the recent drop below $115,000. Nonetheless, some analysts warned that the cryptocurrency is entering a corrective phase with a potential 15%-25% drop. Related Reading: Analyst Predicts ‘Utility Run’ Will Send XRP Price To $100 Bitcoin Risks Drop Below $110,000 On Monday, Bitcoin fell below the $115,000 level for the first time in nearly two weeks, retesting the $114,500 support before bouncing. The flagship crypto has been hovering between its local price range since August 7, hitting its latest all-time high (ATH) of $124,200 before ultimately being rejected from the range highs source: https://www.newsbtc.com/news/bitcoin-risks-drop-below-110000-despite-bounce-is-a-15-pullback-coming/

Despite a cooldown, ETH remains the top altcoin to watch. source: https://ambcrypto.com/ethereums-4-4k-support-remains-strong-is-eth-on-track-to-15k/

The American Innovation Project, a nonprofit, will “foster informed dialogue” about crypto in Washington. By law, it’s not allowed to substantially influence legislation. source: https://decrypt.co/335701/coinbase-dcg-kraken-crypto-lobbyists-tax-exempt-nonprofit

The first migration laid the foundation, proving the system’s scalability and activating early wallets. source: https://coindoo.com/big-things-ahead-as-pi-network-prepares-for-major-updates/

Epic Chain hit $3 for the first time since December, pivoting to RWA tokenization on XRP Ledger. source: https://dailycoin.com/epic-chain-epic-price-soars-ripple-xrp-ledger-bets-rwa-tokenization/?utm_source=cryptopanic&utm_medium=rss

A new nonprofit organization, supported by industry leaders including Coinbase and Uniswap Labs launched Tuesday with a shared mission. source: https://www.theblock.co/post/367303/nonprofit-american-innovation-project-backed-by-coinbase-uniswap-others-launches-to-educate-us-lawmakers-on-crypto?utm_source=rss&utm_medium=rss

UK crypto exchange Lykke collapsed after hackers linked to North Korea’s Lazarus Group stole £17 million in digital assets. The company went into liquidation, its founder was declared bankrupt, and affected users are still waiting for refunds.

Dutch cryptocurrency company Amdax is preparing to launch one of Europe’s most ambitious Bitcoin strategies yet: creating a dedicated Bitcoin treasury firm, seeking a listing on Amsterdam’s Euronext, and ultimately aiming to acquire 1% of the total Bitcoin supply.

Swap Pay、Pumpkin Spice latte、Noah、Hardhat3-Ledger、Kyma Pay、x402-flash、Primer、TX Delay Insurance、Rivals

稳定币已然成为平行于美元的体系。代币化不只是营销手段，更是资本转化为可编程的过程。而以太坊如今正成为开放式网络和企业金融实验背后无形的结算层。

The SEC has delayed decisions on several crypto ETFs, including Bitcoin, Ethereum, Solana, XRP, Litecoin, and Dogecoin, pushing most deadlines into October. Regulators are working on new listing standards that could allow faster approvals of altcoin ETFs once rules are finalised.

China Merchants Bank (CMB), one of China’s biggest financial institutions has successfully set up its first crypto exchange in Hong Kong under its subsidiary company, CMB International Securities Limited.

美国不只是用“更清晰的规则”去提高资本市场的吸引力，更是用“更底层的权利观”去重塑人才的吸引力。

稳定币简单定义之外，还混杂着区块链、web3.0、RWA、美债危机、美元霸权、去中心化等等周边概念，这让理解它的难度陡然提升。

Qubic has just declared that it is planning an attack on the DOGE network, with plans of taking over 51% of the memecoin's hash power.