On Jul 18, 2025, 13:02 PM(UTC). According to Binance Market Data, BNB has crossed the 750 USDT benchmark and is now trading at 750 USDT, with a narrowed 4.31% increase in 24 hours.

According to TechFlow, on July 18, blockchain analytics platform Lookonchain reported that BlackRock acquired an additional 158,875 Ethereum (ETH) valued at approximately $574 million. This purchase brings the institution's two-day total to 363,445 ETH, worth around $1.31 billion. Currently, BlackRock's total Ethereum holdings have reached 2.46 million ETH, with an estimated value of $8.9 billion.

Binance Blog published a new article, exploring the differences between Binance Flexible, Fixed Rate, and VIP Loans to help users choose the best crypto loan for their strategy. The article aims to provide insights into how users can convert Binance Fixed Rate Loans to Flexible Rate Loans at expiry to avoid liquidation and extend their borrowing timeline. It also discusses the pros and cons of each Binance Loan product, enabling users to borrow crypto with confidence and capital efficiency. Binance offers three distinct loan products tailored to different needs and strategies. Flexible Loans allow instant borrowing with no fixed term, using assets under Simple Earn Flexible Products as collateral. This option is ideal for retail users seeking quick liquidity, as it offers repayment flexibility and continues to earn rewards on collateral. However, the interest rate is variable and updates by the minute, making it less predictable for long-term planning. Fixed Rate Loans provide certainty by allowing users to set their own interest rate and loan term, locking in borrowing costs from the start. This structure is suitable for larger or time-sensitive positions, offering predictable costs and repayment timelines. Users have the option to convert to a Flexible Rate Loan at expiry, although this conversion is at Binance's discretion and not automatic. VIP Loans cater to high-volume traders, offering large borrowing limits and flexible terms. Collateral remains tradable in the Spot Account, providing more control and delayed liquidation without early repayment penalties. One of the key updates to Binance Loans is the ability to convert a Fixed Rate Loan into a Flexible Rate Loan at expiry. This feature is beneficial for users who are not ready to repay when their term ends, allowing them to keep their position open and avoid liquidation. The conversion process involves submitting a request, which Binance reviews and may decline at its discretion. If not approved, users must repay by the original expiry date to avoid fees or liquidation. In conclusion, Binance Loans offer a range of options for borrowing in crypto, from speed and flexibility to stability and scale. Users can start with a Flexible Loan for quick liquidity, switch to a Fixed Rate Loan for larger positions, and convert to a Flexible one at expiry if needed. VIP Loans provide higher limits and smarter risk management for advanced strategies. Binance Loans are designed to adapt to evolving needs, offering tailored experiences for different trading strategies.

XRP price rose to $3. 66 on Coinbase source: https://u.today/ripple-cto-ends-speculation-on-real-xrp-ath-details

TL;DR Pump. fun’s PUMP token plunged over 15% in its first session as around 60% of presale wallets dumped tokens, turning a $600 million ICO frenzy into profit-taking chaos. Solana launchpad volumes cratered from $11. 6 billion in January to $3. 65 billion in June, spotlighting weakening demand and threatening Pump. Fun’s fee-driven model. Rising competition from LetsBONK and. . . source: https://crypto-economy.com/pump-crashes-15-growing-doubts-over-pump-funs-sustainability/

Ripple's market cap is beyond $200 billion now. source: https://cryptopotato.com/ripple-climbs-higher-xrp-is-bigger-than-uber-boeing-and-guns-for-goldman/

Artificial intelligence tools Grok and ChatGPT are the new “cheat codes” to crypto day trading, according to intraday retail traders who have built custom bots that analyze sentiment changes and execute trades. On social media platform X, traders have shared stories of how they use the large language models (LLMs) to generate scripts that automate […] source: https://www.cryptopolitan.com/day-traders-turn-to-grok-chatgpt-for-profits/

TL;DR Backpack has launched a non-profit, fee-free platform designed to help former FTX creditors liquidate their bankruptcy claims with zero commissions. This move has fueled optimism among FTT holders, driving the token’s price up to $0. 9395 with a 2. 97% gain in the last 24 hours. With trading volume spiking 20. 97% to $19. 42 million, FTT’s market. . . source: https://crypto-economy.com/backpack-presents-fee-free-platform-to-help-ftx-creditors-recover-losses/

Odaily星球日报讯 据官方消息，美股上市公司 KULR Technology 宣布贝莱德已持有 KULR 公司 5.6%股份。 此外，截至 7 月 10 号，KULR Technology 的比特币总持有量达到 1021 枚。

Odaily星球日报讯 据 Bitcoin.com News 披露，巴塞尔医疗集团（Basel Medical Group）已暂停其比特币收购策略，理由是美国围绕数字资产的监管不确定性仍在持续。

今日晚间推荐阅读：1.从监管机构到华尔街巨头：《GENIUS法案》如何重塑金融业？；2.GENIUS法案：落地重要时间节点和核心内容解析；3.你现在该买入的是ETH；

热潮之下，政策扩张中的稳定币，早已不再是纯粹的「Web3」叙事。

Netflix has officially incorporated generative artificial intelligence (AI) into one of its original productions, marking a first for the streaming giant.

GENIUS,稳定币,美国“天才法案”详解 金色财经,美国“天才法案”获最终通过。

Scale AI has cut 700 jobs, including 200 full-time staff and 500 contractors, as part of a major restructure. The company is narrowing its focus to coding, language and audio data after rapid growth created overlaps and confusion.

渣打银行,加密货币,渣打入局 加密破圈 金色财经,真正的去中心化，不在菜单里，而在行为里。

A former National Crime Agency officer was sentenced to five-and-a-half years in prison for reaching into the digital wallet of a suspect he was investigated and pocketed 50 bitcoins from his crypto wallet, earning himself a total of £4.4 million.

外部买家正在推动ETH资产，挑战我们对其“只跌不涨”的认知。

稳定币的全球扩张深刻重构了国际货币权力格局。美国通过“GENIUS法案”将稳定币纳入美元体系，强化了“数字美元化”趋势。

An Australian fintech company, Block Earner, has launched the country’s first mortgage that accepts Bitcoin as loan security. This became possible after a court ruled the product doesn't need a financial licence, letting people use crypto to buy homes without selling it.