Wallets, Web 3.0, AI Agent, Curator, DeFi, 5 Key Development Directions for Web3 Wallets (Jinse Finance) - The future form of Web3 wallets has 5 key development directions.

Bitcoin may be sliding into a new bear phase unless fresh macro liquidity – particularly through spot ETFs – returns to the market, according to CryptoQuant CEO Ki Young Ju. Bitcoin Bear Market Incoming? Sharing a composite on-chain dashboard overlaid on the BTC price, Ju wrote on X: “Most Bitcoin on-chain indicators are bearish. Without macro liquidity, we enter a bear cycle. ” The chart stacks ten CryptoQuant metrics behind the price in a red-to-green heatmap from 2021 to 2025, highlighting how regime shifts in prior cycles coincided with clusters of bearish source: https://www.newsbtc.com/bitcoin-news/bitcoin-bear-market-one-thing-flip-it-cryptoquant-ceo/

We no longer train people with "only half a brain," but rather "new-type generalists" who can collaborate with machines in the AI ​​era while simultaneously mastering both humanities and rationality.

SEC meeting reveals divisions regarding the regulation of tokenization and oversight of DeFi. source: https://www.cryptopolitan.com/sec-meeting-exposes-rifts-on-tokenization/

The crypto market may be entering a new phase of "central bank-led compliance." Understanding the Federal Reserve's strategic intentions and policy logic, and adapting to the regulatory framework it promotes, is key to seizing opportunities and meeting challenges in the digital finance era.

According to Odaily, the total sovereign debt issued by the U.S. Treasury has exceeded $30 trillion for the first time, more than doubling since 2018. Data released on Thursday indicates that as of November, the U.S. government's outstanding Treasury bills, notes, and bonds have reached $30.2 trillion. This amount constitutes the primary component of the federal total debt, which stands at $38.4 trillion, including obligations to Social Security trust funds and savings bond holders. The Securities Industry and Financial Markets Association reports that in 2020, the U.S. raised $4.3 trillion through the issuance of these three types of government securities, with the fiscal deficit surpassing $3 trillion that year. Although the deficit has narrowed since then, projected to decrease to approximately $1.78 trillion by the 2025 fiscal year, interest payments alone amount to $1.2 trillion. Jason Williams, a rate strategist at Citigroup, highlighted the significant challenge posed by interest expenses. He noted that even if tariff revenues reach $300-400 billion, they fall short of covering the interest payments on existing debt. Williams likened the situation to being trapped in quicksand, where tariffs might slow the descent but cannot prevent it entirely.

null source: https://x.com/solidintel_x/status/1996733126513774987

IMF report warns of stablecoins' impact on emerging markets, recommending robust legal frameworks to maintain monetary sovereignty. source: https://coincu.com/news/imf-warns-stablecoins-emerging-currencies/

Central banks purchased a net 53 tonnes of gold in October 2025, a 36% month-over-month surge that brought the monthly total to the highest of the year. This aggressive gold accumulation reflects growing concerns over macroeconomic uncertainty and a strategic shift away from traditional dollar-denominated assets. Record Gold Purchases Signal Strategic Shift According to World Gold Council data, central banks purchased a net 53 tonnes of gold in October alone—the highest monthly demand this year—led by Poland, Brazil, and emerging market economies. Central banks acquired 254 tonnes year-to-date through October, making 2025 the fourth-highest year for gold accumulation this century source: https://beincrypto.com/central-banks-gold-bitcoin-reserves-2025/

Jinse Finance launches its cryptocurrency and blockchain industry daily news bulletin, "Jinse Morning 8," issue 2899, providing you with the latest and fastest news on the digital currency and blockchain industry.

As the infrastructure at the tool and service layers matures, the competition between Facilitator and Launchpad will enter a truly valuable phase.

Jinse Finance launches the "Jinse Web3.0 Daily," providing you with the latest and fastest news on MEME, DeFi, DAO, NFT, and the metaverse industry.

The major upgrades that used to be done once a year have been changed to once every six months, proving that the foundation still maintains strong execution capabilities after personnel changes.

The U.S. military may be the world's most aggressive investment club, and it is invincible in this bull market.

EIL is the latest answer from the Ethereum account abstraction team and is the core of the "accelerated" phase of the interoperability roadmap.

With the penalties imposed on the Ooki DAO case in the United States, this cloak of "de-subjectification" is being pierced layer by layer by regulatory agencies.