According to Cointelegraph, stablecoins are transitioning from a crypto-native tool to a fundamental element of institutional market infrastructure, as highlighted in a recent cross-sector outlook report by Moody's. The report, released on Monday, indicates that stablecoins are projected to handle approximately 87% more settlement volume in 2025 compared to the previous year, reaching an estimated $9 trillion in activity. This growth is based on industry estimates of on-chain transactions rather than traditional bank-to-bank flows. Moody's suggests that fiat-backed stablecoins and tokenized deposits are evolving into 'digital cash' for liquidity management, collateral movements, and settlements within an increasingly tokenized financial system. The report places stablecoins alongside tokenized bonds, funds, and credit products, marking a convergence between traditional and digital finance. In 2025, banks, asset managers, and market infrastructure providers conducted pilots on blockchain settlement networks, tokenization platforms, and digital custody to enhance issuance, post-trade processes, and intraday liquidity management. The report estimates that over $300 billion could be invested in digital finance and infrastructure by 2030 as firms develop the necessary frameworks for large-scale tokenization and programmable settlement. Stablecoins and tokenized deposits are increasingly serving as settlement assets for cross-border payments, short-term secured loans, and collateral transfers. Moody's notes that regulated institutions utilized cash and US Treasury-backed stablecoins in 2025 to facilitate intraday movements between funds, credit pools, and trading venues, with trials conducted by banks such as Citigroup and Société Générale. JPM Coin is highlighted as an example of a deposit token model that integrates programmable payments and liquidity management into existing banking infrastructure, demonstrating how 'digital cash' can be layered onto traditional systems. The report also addresses the regulatory landscape, noting that regulation is beginning to align with these developments. It highlights the European Union's Markets in Crypto-Assets Regulation (MiCA) framework, US stablecoin and market structure proposals, and licensing frameworks in Singapore, Hong Kong, and the United Arab Emirates as evidence of a global approach to tokenization, custody, and redemption rules. In Europe, initiatives like Société Générale-Forge’s EURCV are cited as examples of bank-issued products developed under the EU’s emerging stablecoin framework. Meanwhile, in the Gulf, banks and regulators are exploring UAE dirham-referenced payment tokens and broader digital money architectures. However, Moody's emphasizes that this transformation is not without risks. As more value transitions to 'digital rails,' the report warns of potential smart contract bugs, oracle failures, cyberattacks on custody systems, and fragmentation across multiple blockchains, which could introduce new operational and counterparty risks. The agency argues that security, interoperability, and governance will be crucial, alongside regulatory clarity, to ensure stablecoins function as reliable institutional settlement assets rather than new sources of systemic vulnerability.

SpaceX solidified its dominance in rocket launches and satellite broadband internet services last December, with reports suggesting an insider stock deal valued the company at $800 billion. There's even speculation that Musk's aerospace company might sell shares to the public this year, targeting a valuation almost double that figure. SpaceX has a significant first-mover advantage with its Starlink project, which provides broadband internet via over 9,000 small satellites deployed in low Earth orbit. This service is faster and cheaper than services offered by satellites in geostationary orbit. Furthermore, according to Arkham data, the company still holds 8,285 BTC since purchasing Bitcoin four years ago. (Jinshi)

According to Coinglass data, the Coinbase Bitcoin Premium Index turned positive yesterday after 22 days, but this positive status only lasted for one day before turning negative again, currently at -0.0277%. The Coinbase Bitcoin Premium Index measures the difference between the price of Bitcoin on Coinbase (a major US trading platform) and the average price in the global market. A negative premium usually reflects significant selling pressure in the US market, a decline in investor risk appetite, increased market risk aversion, or capital outflow.

According to Lookonchain monitoring, trader 0xb319 just profited another $46,000 in less than 10 minutes by trading the news of "Binance listing Binance Life spot". Monitoring shows that he often buys immediately upon the release of news and sells shortly afterward to profit, with total profits exceeding $1.4 million.

Nasdaq-listed Bitcoin mining company CleanSpark released its Bitcoin mining and operations update report as of December 31, 2025. The report disclosed that the company mined 622 BTC last month, an increase from 587 BTC mined in November 2025, bringing the total mining output for 2025 to 7,746 BTC. CleanSpark also stated that it sold 577 BTC last month, generating approximately $51,461,322 in revenue. As of now, the company's total Bitcoin holdings have slightly increased to 13,099 BTC. (PRNewswire)

According to Foresight News, Ali Yahya, a general partner at a16z crypto, emphasized in a blog post that privacy will be the most crucial competitive advantage in the crypto industry this year. Privacy is essential for advancing global finance towards blockchain technology, yet it is a feature that most current blockchains lack. It not only differentiates between chains but also creates a lock-in effect, especially in a competitive environment where performance is not the sole factor. Transitioning to a private chain carries higher risks, as it may expose user identities and transaction metadata. In contrast, blockchains with privacy features can generate stronger network effects, while ordinary chains lacking ecosystem or application advantages struggle to maintain user loyalty. Yahya also highlighted that the challenge for messaging applications lies in decentralization rather than quantum resistance. Most messaging apps rely on centralized private servers, making them vulnerable to government intervention. Quantum encryption can be ineffective due to the presence of private servers. Therefore, messaging requires decentralized open protocols that allow users to control their messages and identities. Through decentralized networks, users can communicate securely without needing to trust third parties. Furthermore, privacy is set to become core infrastructure with the introduction of 'privacy as a service.' Data is the foundation of automation and models, yet existing data pipelines are often opaque and variable. This poses challenges for industries that need to protect data privacy, such as finance and healthcare. To address this, data access control must be established to ensure that data usage and access are manageable. 'Privacy as a service' can integrate privacy into the fundamental infrastructure of the internet rather than as an afterthought. Lastly, Yahya noted a shift from 'code is law' to 'spec is law.' The security challenges faced by decentralized finance (DeFi) indicate that current security practices need improvement, moving from rule-of-thumb to principle-based management. In both pre-deployment and post-deployment stages, core attributes must be systematically verified, using AI-assisted tools to enhance verification efficiency. Each attack should trigger these security checks to ensure critical security features are executed, making the system more robust.

1. The US dollar held steady ahead of the release of US economic data; 2. A whale accumulated 3,000 BTC, worth approximately $280 million, 10 hours ago; 3. Sources indicate that the main buyer of the TON sold by Telegram is TONX, intended for long-term holding and staking; 4. Arthur Hayes received 1.05 million LMTS from his locked wallet, worth $178,000; 5. James Wynn went long on ETH with 25x leverage, having previously closed his BTC long position for a profit of $87,000; 6. A whale who profited $96.67 million through ETH trading opened a long position of 980 BTC with 20x leverage; 7. Binance Futures will launch XAGUSDT perpetual contracts on January 7, 2026; 8. Foreign media: Gold may have surpassed US Treasury bonds to become the largest official reserve asset; 9. A whale went short on BTC with 3x leverage, with a position worth $12.95 million; 10. Binance: ZenChain The threshold for TGE activities is 241 Alpha points; 11. Dragonfly investors: Uniswap is expected to lose $100 million annually; 12. Analysis: Non-farm payrolls and tariff rulings are in direct confrontation, Venezuela is just background noise.

Binance announced it will list 币安人生 (币安人生) and zkPass (ZKP) on its spot market, with trading set to begin at 14:00 UTC on Jan. 7, 2026. Both tokens will be listed with a Seed Tag, reflecting their early-stage status and higher risk profile.Spot trading pairsThe following spot trading pairs will open at launch:币安人生/USDT币安人生/USDC币安人生/TRYZKP/USDTZKP/USDCZKP/TRYDeposits for 币安人生 and ZKP are already open, while withdrawals will be enabled at 12:30 UTC on Jan. 7, 2026.The listing fee is 0 BNB.TRY is a fiat currency and TRY pairs will be available exclusively on Binance TR.Smart contract details币安人生BNB Smart Chain:0x924fa68a0FC644485b8df8AbfA0A41C2e7744444zkPass (ZKP)Ethereum:0xe1be424f442d0687129128c6c38aace44f8c8dbcBNB Smart Chain:0xd89B7dD376E671c124352267516BEF1C2cc231a3Base:0xc6c1be6c6d828f9cea70f1b8351879510fbf0065Binance also noted that an additional 300 million ZKP tokens will be allocated to future marketing campaigns, with details to be announced separately.Binance Alpha transition detailsPrior to spot listing, 币安人生 and ZKP are available for trading on Binance Alpha Market. Once spot trading begins:Both tokens will no longer be showcased on Binance AlphaTrading volume will no longer count toward Alpha PointsUsers can transfer balances from Alpha Accounts to Spot AccountsBinance will automatically transfer Alpha balances to Spot Accounts within 24 hoursBinance Alpha functions as a pre-listing token discovery pool, and assets are removed once they graduate to spot trading.Trading features availabilitySpot Algo Orders: enabled at listing timeTrading Bots & Spot Copy Trading: enabled within 24 hoursExisting Spot Copy Trading portfolios can include these pairs via Personal Pair Preference settingsAbout 币安人生币安人生 is a memecoin built on BNB Chain, designed as a community-driven token with no stated utility beyond its meme narrative.About zkPass (ZKP)zkPass is a decentralized oracle protocol that enables private internet data to be transformed into verifiable on-chain proofs, leveraging zero-knowledge technologies.Risk disclosure and Seed Tag noticeBinance emphasized that 币安人生 and ZKP are relatively new tokens and may experience high price volatility. As such:Both tokens carry a Seed TagUsers must complete risk awareness quizzes every 90 daysUsers must accept Binance’s Terms of Use before tradingSeed-tagged assets are considered innovative but higher-risk projects, and Binance advises users to conduct independent research (DYOR) and apply appropriate risk management.

According to Onchain Lens, BlackRock deposited 567 BTC, worth $52.2 million, into Coinbase.

According to the announcement from Binance, the platform is launching a Spot Trading Competition with a total prize pool of 12,000,000 WLFI in token vouchers. The promotion period is set from 2026-01-07 11:00 (UTC) to 2026-01-21 11:00 (UTC). Eligible participants include verified regular users and Binance VIP 1 users. Participants can trade a cumulative amount of at least 500 USD equivalent in any of the eligible USD1 pairs on Binance Spot to earn rewards ranging from 12.5 to 75 WLFI in token vouchers, limited to the first 75,000 users. The Trading Volume Tournament offers an additional opportunity to share up to 9,000,000 WLFI. Participants must trade a cumulative amount of at least 1,000 USD equivalent in eligible USD1 pairs during the promotion period. Rewards are calculated based on the user's trading volume relative to the total trading volume of all eligible participants. Rewards for the tournament are capped at 12,500 WLFI per user. Trading volume from zero-fee pairs and transaction fees are excluded from the final calculation. Token vouchers will be distributed by 2026-02-04 and will expire within 21 days after distribution. Binance emphasizes that only verified users who meet the criteria by the end of the promotion period may receive rewards. The competition is available to new, verified regular and VIP 1 users enabled for Binance Spot Trading, subject to regional availability and legal requirements. Rewards are allocated on a randomized basis, with priority given to users with higher trading volumes. Binance reserves the right to disqualify users involved in dishonest behavior or tampering with program code. The campaign's operation is contingent upon the successful listing of the relevant token on Binance Spot, and any changes to the listing may affect the campaign's timeline.

The biggest reason our economy can maintain a growth rate of over 5% in 2025 is exports. If this is hindered in 2026, what will replace them?

Over the past week, global financial markets have once again been enveloped by a familiar yet unsettling tone.

Amid the combined effects of global macroeconomic uncertainties and the crypto technology cycle, the crypto market in 2025 underwent a profound transformation from being driven by sentiment to undergoing structural reshaping.

In 2026, focus your energy on the right things: chase Beta, not Alpha.

Ripple has decided to stay private despite raising $500 million at a $40 billion valuation, using the funding to expand through acquisitions and product development. The company processed over $95 billion in payments in 2025 and strengthened its stablecoin and institutional crypto services, backed by major investors like Citadel and Fortress.

2026 will be a pivotal year for large-scale institutional adoption of blockchain, with stablecoins being the most fundamental and largest-scale blockchain application.

What is Morgan Stanley's intention behind this move? What are the opinions of industry insiders? What impact will it have? What other moves will Morgan Stanley make in the crypto space?

SOLANA, Solana's "Hidden Tax" - Golden Finance: Who's secretly taking away your Sol?

India has brought 49 cryptocurrency exchanges under anti-money laundering rules, including 45 domestic and four foreign platforms. The Financial Intelligence Unit has also blocked 25 offshore exchanges that refused to register, while fines totalling ₹28 crore were issued to non-compliant platforms.

True innovation doesn't necessarily mean reinventing the wheel from scratch; it can also involve recombining existing elements to create products that truly solve problems.