According to Odaily, Ripple's Global Head of Cooperation, Luke Judges, has emphasized the need for XRP Ledger (XRPL) to adopt strategies from Solana to maintain its competitive edge in the evolving Layer 1 landscape. Judges highlighted that Solana's appeal lies in its practical engineering and rapid implementation rather than its protocol design. Having operated validator nodes within the Solana ecosystem worth over $30 million, Judges believes that the success of Layer 1 networks is driven by pragmatism and speed rather than theoretical technical superiority. He noted that while XRPL has made progress in advancing smart contracts and enhancing programmability, these technical iterations must be accompanied by a clear go-to-market strategy to truly convert into competitive advantages. Ripple's Chief Technology Officer, David Schwartz, offered a contrasting perspective, asserting that XRPL's core strengths are reliability, stability, and institutional-grade performance, which surpass chains that prioritize high throughput at the expense of stability. Schwartz argued that XRPL's consistency and high availability are more suitable for real-world financial applications than merely chasing speed. Judges also stressed the importance of developer tools, documentation, and onboarding processes, pointing out that validator incentives and decentralization risks are crucial for the sustained development of Layer 1 networks. He noted that the current decline in the number of Solana validators serves as a cautionary tale for XRPL. Overall, Judges believes that XRPL's future strategy should focus on enhancing developer experience, accelerating technology implementation, and borrowing execution efficiency from competing chains while maintaining reliability. He emphasized that this approach is not a critique of XRPL but a necessary adjustment to address future competitive cycles.

Jinse Finance launches its daily cryptocurrency and blockchain news bulletin, "Jinse at 8 AM," issue 2903, providing you with the latest and fastest news on the digital currency and blockchain industry.

Following the arrest, the authorities seized over $1. 8 million and other valuable assets from the criminals. source: https://cryptopotato.com/european-authorities-bust-815m-crypto-fraud-ring-arrest-nine-across-border/

Negotiations on a crypto bill have been "decently frustrating" over the past few weeks, Ohio Republican Sen. Bernie Moreno said. source: https://www.theblock.co/post/381815/sen-moreno-calls-crypto-bill-talks-decently-frustrating-as-senate-races-toward-year-end-goal-posts?utm_source=rss&utm_medium=rss

According to research from the Bitcoin Policy Institute, Bitcoin has the potential to resolve the current issues, including rising tuition costs, persistent inflation, and limited investment flexibility in 529 college savings plans, which are facing most families looking to put their kids through higher education. The current plans offer valuable tax advantages, but they force […] source: https://www.cryptopolitan.com/btc-529-plans-solution-college-tuition-costs/

Michael Saylor proposes Bitcoin-backed banking systems, aiming to attract massive global capital inflows. source: https://coincu.com/news/bitcoin-backed-global-banking-saylor/

According to PANews, Michael Saylor, founder and executive chairman of Strategy, is advocating for the development of digital banking systems backed by Bitcoin. Speaking at the Bitcoin MENA event in Abu Dhabi, Saylor proposed that governments could create regulated digital bank accounts using over-collateralized Bitcoin reserves and tokenized credit instruments. These accounts would offer higher yields and lower volatility, potentially attracting trillions of dollars in deposits. Saylor highlighted the low returns on bank deposits in Japan, Europe, and Switzerland, noting that euro money market funds yield around 150 basis points, while U.S. money market rates approach 400 basis points. This has led investors to turn to corporate bond markets. He outlined a structure where digital credit instruments would comprise about 80% of the fund, paired with 20% fiat currency, and include a 10% reserve buffer to reduce volatility. If offered through regulated banks, depositors could invest billions to achieve higher returns. Saylor emphasized that such accounts would be supported by digital credit with a 5:1 over-collateralization held by a financial entity. He suggested that countries offering these accounts could attract capital inflows of "$20 trillion or $50 trillion."

Saylor wants governments to create Bitcoin-backed digital banking systems with higher-yield accounts. source: https://www.cryptopolitan.com/saylor-pushes-nations-to-adopt-btc-banking/

Bitcoin's rejection at the short-term range highs is caused by macroeconomic uncertainty, liquidations and stagnant spot ETF flows. Will clearer signals from the US economy boost BTC volumes? source: https://cointelegraph.com/news/bitcoin-bulls-bid-range-lows-but-dollar92k-remains-resistance?utm_source=rss_feed&utm_medium=rss&utm_campaign=rss_partner_inbound

Undoubtedly, we have reached the darkest moment for the crypto industry. Some may disagree, as their obsession with the casino-like state of affairs and individualistic selfishness has overshadowed the industry's growth itself.

Jinse Finance launches the "Jinse Web3.0 Daily," providing you with the latest and fastest news on MEME, DeFi, DAO, NFT, and the metaverse industry.

The decision to release $1.4 billion in reserves may be a concession based on the strategy of not selling Bitcoin, but in the face of reality, Strategy also simultaneously lowered its full-year financial forecast and key performance indicators.

Bitcoin holders want to use their Bitcoin, but the infrastructure has never provided a secure and native way to do so.

Predictions, Crypto Markets, Shorting the Prediction Market (Golden Finance), Mean Reversion in the Super Speculative Cycle.

If a more stringent, fully punitive approach is adopted towards $BTC, the capital shortfall could be between $12.5 billion and $25 billion.

Just as tokenization represents an evolution in the market, so too does the topic of the recommendations the committee will consider. The emergence of artificial intelligence promises to revolutionize workflows and business models.

Recommended reading tonight: 1. The rise of Moore's Threads: The key to China's chip breakthrough; 2. What does the entry of Vanguard Group, Bank of America, and Charles Schwab into the crypto field mean?; 3. Crypto trend outlook for 2026;

The characteristics of the trading instrument, the global accessibility offered by the 24-hour market, and the unique behavioral patterns exhibited by participants.