According to BlockBeats, Logan Payne, a cryptocurrency-focused attorney at Winston & Strawn, has analyzed the potential effects of three upcoming cryptocurrency bills, highlighting the GENIUS bill's possible implications for DeFi platforms handling stablecoins. Payne noted that the GENIUS bill introduces uncertainties regarding its impact on DeFi, stating, "At least for now, we have intentionally left some mysteries unresolved, and there will continue to be many uncertainties in the future. However, within the overall policy environment, if this trend persists, we will gradually find some answers over time." He further emphasized that more legislation and regulations are expected in the coming years to address gaps within the DeFi sector.

1. Ethereum will celebrate its 10th anniversary on July 30, and EF will hold global community events in Shenzhen, Hong Kong and other places; 2. Ethereum spot ETF had a total net inflow of US$602 million yesterday, the second highest in history; 3. The crypto market rose generally, MAG7.ssi rose by more than 6%, and the PayFi sector rose by 17.06%; 4. Backpack has now opened the FTX debt sales channel; 5. The total market value of stablecoins exceeded US$260 billion; 6. Substack completed US$100 million in new financing, with a valuation of US$1.1 billion; 7. A newly created address withdrew 500 BTC from Binance, worth approximately US$59.31 million; 8. Two newly created addresses have accumulated more than 200,000 ETH recently; 9. Hong Kong stocks of stablecoin concept stocks continued to rise strongly for three consecutive days, and OSL Group rose by more than 4%; 10. WLFI increased its holdings 3 hours ago 861 ETH.

The stablecoin-regulating GENIUS Act is headed to Donald Trump’s desk, which is expected to shake up how stablecoins operate in the US and abroad. source: https://cointelegraph.com/news/genius-act-heads-donald-trump-signing-what-will-change?utm_source=rss_feed&utm_medium=rss&utm_campaign=rss_partner_inbound

Shane Moore targeted fellow rugby players with promises of 1% daily returns, then spent their money on luxury apartments and designer goods. source: https://decrypt.co/330764/ex-rugby-player-sentenced-crypto-mining-ponzi-scheme

This historic rally was driven by a massive short squeeze, institutional buying from BlackRock and Trump’s financial group, and upcoming U. S. regulatory reforms source: https://coinpedia.org/news/why-ethereum-is-going-up-how-high-can-the-eth-price-go/

Key Takeaways:President Trump may sign an executive order enabling crypto and alternative assets in U.S. 401(k) retirement plans.The order would direct agencies to explore regulatory paths and remove remaining barriers.White House says no decision is official unless announced by Trump himself.The U.S. Labor Department already reversed prior restrictions on crypto in retirement accounts earlier this year.U.S. President Donald Trump is reportedly preparing to sign an executive order that could allow Americans to allocate 401(k) retirement savings into cryptocurrencies and other alternative assets, according to a report by the Financial Times.The executive order, which could be signed as soon as this week, would direct federal agencies to assess how 401(k) plans can include digital assets such as Bitcoin and Ethereum, alongside other alternatives like metals, infrastructure funds, and private credit.The report, citing three sources briefed on the plans, suggests that the move is part of a broader effort to diversify retirement portfolios beyond traditional stocks and bonds.White House: No Official Decision YetHowever, the White House cautioned that no decision is final. In a statement to Cointelegraph, White House spokesperson Kush Desai clarified:“No decisions should be deemed official unless they come from President Trump himself.”He added that Trump remains focused on "restoring prosperity for everyday Americans and safeguarding their economic future."Policy Momentum Already UnderwayWhile the executive order has yet to be finalized, policy momentum around crypto retirement investing is growing.In May 2025, the U.S. Labor Department formally rescinded Biden-era guidance that restricted the inclusion of digital assets in retirement accounts. The reversal gave financial service providers more freedom to explore crypto as part of retirement offerings.Fidelity, which manages $5.9 trillion in assets, already introduced a crypto-enabled retirement account earlier this year, allowing participants to allocate part of their 401(k) into digital currencies.A $9 Trillion Market Opens UpThe U.S. 401(k) system held $8.9 trillion in assets across over 715,000 plans as of September 2024, according to official data. Traditionally, those plans include mutual funds, ETFs, stocks, and bonds.If approved, adding crypto to that mix could unlock billions — if not trillions — in demand for digital assets from long-term, institutional retirement flows.Global Trend Toward Crypto in RetirementOther governments are also exploring digital assets in retirement strategies:In March, North Carolina lawmakers introduced legislation allowing up to 5% of state pension funds to be allocated to crypto.In Japan, the Government Pension Investment Fund, the largest of its kind globally, confirmed it was studying Bitcoin as a potential diversification tool.In the UK, pension consultancy Cartwright revealed last year that an unnamed retirement scheme had already allocated 3% to Bitcoin.If signed, Trump’s executive order would mark one of the most significant shifts in retirement finance policy — and potentially open the floodgates for crypto inclusion in one of the largest asset pools in the world.

Key Takeaways:Global crypto market capitalization hits new highs near $4 trillion, just behind Nvidia’s $4.2 trillion valuation.ETH and XRP lead the rally, up 8% and 20% respectively, as U.S. House passes three major crypto bills.Analysts say the GENIUS Act and proposals to allow crypto in retirement plans could unlock trillions in capital.The total cryptocurrency market capitalization is rapidly approaching the $4 trillion mark, driven by sharp rallies in Ether (ETH) and XRP, alongside renewed investor optimism following significant regulatory wins in the United States.If achieved, the $4 trillion milestone would place the entire crypto market just behind Nvidia, currently the most valuable publicly traded company in the world at $4.2 trillion.According to CoinMarketCap, crypto's total market cap has reached $3.8 trillion, while TradingView reports it even closer at $3.9 trillion — both exceeding the previous all-time high of $3.73 trillion in December 2024. Some trackers like CoinGecko already show the market surpassing the $4T threshold.ETH and XRP Lead the ChargeBitcoin (BTC) reclaimed $120,000 on Thursday with modest gains, but the spotlight has shifted to Ether (ETH) and XRP, both of which surged in response to recent legislative developments in the U.S.Ether (ETH) jumped 8% to cross $3,600 for the first time since January — marking a 40% gain in just two weeks.XRP posted a 20% daily surge, touching $3.64, a new 2025 high.These moves come after the U.S. House of Representatives passed three key crypto bills ahead of the August congressional recess.U.S. Regulation Fuels Institutional OptimismThe bullish sentiment is being fueled by sweeping legislative and policy shifts in Washington. Analysts say the approval of the GENIUS Act, combined with Trump’s proposal to open retirement investment channels to crypto, could dramatically reshape the market.“Bitcoin and other cryptocurrencies surged as traders entered a risk-on mode due to bullish regulatory and institutional developments,” said Nassar Al Achkar, chief strategy officer at CoinW.“We’re optimistic that this growth will continue as institutions race to advance integration with the crypto industry,” added Nick Ruck, director at LVRG Research.The potential inclusion of crypto in U.S. retirement plans could unlock trillions in institutional capital, analysts noted — further boosting price momentum and long-term adoption.What’s Next for Crypto?As the market inches closer to overtaking tech giants in total valuation, industry leaders say the recent surge signals more than just a price rally — it reflects growing recognition of crypto as core financial infrastructure.With regulatory clarity, ETF inflows, and corporate treasuries adding exposure across major assets like ETH and XRP, crypto's position in the global financial system appears more secure than ever.Should the market cap cross $4 trillion, it would mark a historic milestone and potentially usher in the next leg of the bull cycle — with Ethereum and Ripple’s XRP at the helm.

Odaily Planet Daily News Bitget Launchpool project Caldera (ERA) is now open for investment, locking BGB, BTC and ETH to unlock 2,666,600 ERA. The lockup deadline is July 21, 13:00 (UTC+8). This round of Launchpool has three lockup pools, including: 1. BGB lockup pool: -Total airdrop: 1,000,000 ERA; -VIP user lockup limit: 50,000 BGB; 3. ETH lockup pool Total airdrop: 833,300 ERA; Personal lockup limit: 450 ETH.

The question is not whether to trust Ethereum, but whether to trust the digitization of trust.

Odaily Planet Daily News Pudgy Penguins CEO Luca Netz said in an interview that he is seeking a new round of financing for Abstract, hoping to get the community involved in some way. Abstract's goal is to bring fun back to EVM. At the same time, Abstract will vigorously develop iOS and vigorously develop applications on Portal (Abstract portal), with the goal of lowering the entry threshold of Web3 to the extreme.

BNB’s slow-and-steady breakout: Is it underperformance or strategic positioning? source: https://ambcrypto.com/bnb-breaks-700-yet-bulls-are-still-hesitant-heres-why/

The US has started an investigation into Brazil’s trade policies, focusing on whether its Pix payment system unfairly affects American companies. Officials are also looking at tariffs, digital rules, and how Brazil treats US tech firms.

After a record-breaking nine-hour stalemate on the House floor, U.S. Lawmakers have officially approved all the three pieces of crypto legislation.

Golden Finance launches the 2758th issue of "Golden Morning 8" - a morning report on the cryptocurrency and blockchain industry, providing you with the latest and fastest news on the digital currency and blockchain industry.

MicroStrategy, BTC, SPAC flying towards the future Golden Finance, the packaging of SPAC itself is part of the attraction.

Golden Finance launches "Golden Web3.0 Daily" to provide you with the latest and fastest MEME, DeFi, DAO, NFT and Metaverse industry news.

Zhu Guangyao, former vice minister of the Ministry of Finance, shared his observations on the recent developments of stablecoins, interpreted the U.S. policy adjustments on stablecoins, and after analyzing relevant data on stablecoins, proposed my country's policy path to deal with stablecoins from a macro perspective.

Cryptocurrency, CEX, GoinGecko: 2025 Q2 Crypto Industry Report Golden Finance, 2025 Q2 Crypto Industry 7 Highlights.

Bonding Curve does not solve the problem of liquidity creation, but artificially increases the number of candidates to collide with the most likely Meme token.

While most of the current usage of stablecoins stems from cryptocurrency transactions, blockchain and stablecoins have the potential to transform traditionally complex and heavyweight financial systems, such as securities markets and payment systems.