Vaults are non-custodial blockchain infrastructures that enable functionalities that are not available in traditional finance.

1. The Federal Reserve rescinded its 2023 policy restricting banks' cryptocurrency activities; 2. The SEC issued a statement regarding broker-dealers holding crypto-asset securities; 3. A whale holding long positions in HYPE suffered a paper loss of $19.6 million, with a liquidation price of $20.65; 4. Bloomberg: Long-term Bitcoin holders have sold approximately $14 billion worth of positions; 5. A whale holding $230 million in long positions suffered a paper loss of $73.18 million as the market declined; 6. Three whale wallets deposited a total of 37.1 million USDC today to increase their HYPE token holdings; 7. MCoinbase launched services such as stock trading and prediction markets, aiming to become a "universal exchange"; 8. WLFI released a governance proposal: intending to use part of the unlocked WLFI vault funds to incentivize USD1 adoption; 9. Michael Saylor posted a photo on social media of himself with Morgan Stanley, hinting at a possible collaboration; 10. Machi Big Brother launched a new 40x leverage BTC trading account. After taking long positions, the market fell, and the overall position turned from profit to loss.

The Ministry of Public Security's Cyber ​​Security Bureau announced on its WeChat official account that the Qiannan Cyber ​​Security Bureau in Guizhou Province, in conjunction with the Economic Investigation Department, had cracked a major online cryptocurrency pyramid scheme, arresting 15 suspects. This pyramid scheme established an anonymous trading platform, attracting participants through a multi-level membership system, promises of high returns, and the recruitment of downlines. The organization had more than three levels and involved thousands of participants. The suspects have been dealt with according to law.

Ethereum could see another rise in transaction speed in January, with developers considering raising the gas limit to 80 million after the next blob parameter-only hard fork. source: https://cointelegraph.com/news/ethereum-could-get-faster-gas-limit-rise-january?utm_source=rss_feed&utm_medium=rss&utm_campaign=rss_partner_inbound

According to on-chain analyst Yu Jin, the largest SHIB holder transferred 469 billion SHIB to OKX 9 hours ago, worth $3.64 million. This address previously purchased 103 trillion SHIB using 37.8 ETH (approximately $13,700) in 2020, a position that peaked at $9.1 billion in 2021. Currently, this address still holds 96.684 trillion SHIB, representing 16.4% of the total supply, worth $726 million.

According to ChainCatcher, the market anticipates that the Bank of Japan will increase the overnight borrowing rate by 25 basis points to 0.75% during the policy meeting concluding this Friday, marking the first rate hike since January this year. This adjustment will elevate the benchmark rate to its highest level since 1995. Under the leadership of Governor Kazuo Ueda, the policy committee is expected to unanimously approve the rate hike decision. In previous meetings, some committee members had already expressed support for raising rates. Recent data indicates that wage growth in Japan remains robust, and the impact of U.S. tariffs is less severe than expected, further bolstering market confidence in the rate hike. Market participants are now focusing on the Bank of Japan's future interest rate trajectory. Sources suggest that even if the rate reaches 0.75%, the central bank internally believes it has not yet achieved a 'neutral rate,' with some officials considering 1% still relatively low. Analysts believe that if the central bank signals a more hawkish stance, it could help stabilize the yen but might also increase bond yields, putting pressure on the Japanese government as it prepares the budget for the next fiscal year. Overnight index swaps (OIS) indicate that traders estimate a 95% probability of a rate hike at this meeting, nearly double the expectation from early last month. The policy statement is expected to be released around noon local time, with Kazuo Ueda scheduled to hold a press conference at 15:30.

According to BlockBeats, Chinese crypto analyst Ban Mu Xia recently expressed concerns about the ongoing AI bubble and its impact on market valuations. He noted that worries over Japan's interest rate hikes have contributed to market stagnation, with these concerns nearing full pricing. Meanwhile, the Federal Reserve has begun expanding its balance sheet, improving liquidity conditions. The analyst highlighted that the recent non-farm payroll data was neither overly positive nor negative, which has expanded the potential for interest rate cuts without causing a trading recession. He suggested that the current period might be an opportune time to invest in risk assets such as Bitcoin, the S&P 500, and the CSI 300 over the next one to two months. Looking ahead, Ban Mu Xia anticipates periodic concerns over the AI bubble in the coming years, which could lead to market pullbacks. He believes each pullback presents an opportunity until the market reaches a point of irrational exuberance.

Ethereum’s growing dominance in DeFi, NFTs, tokenized assets and government adoption fuels bold forecasts. source: https://btcusa.com/price-prediction/ethereum-price-prediction-can-eth-reach-100000-by-2030/

Bitfinex has eliminated fees on its whole trading platform. source: https://www.cryptopolitan.com/bitfinex-waives-all-fees-across-its-platform/

India’s Competition Commission approved Coinbase’s minority stake in CoinDCX. source: https://www.cryptopolitan.com/india-approves-coinbase-stake-in-coindcx/

The Federal Reserve on Wednesday retracted a 2023 policy statement that previously restricted state member banks under the supervision of the Federal Reserve from engaging in "innovative" activities beyond the scope of national bank licenses, including various cryptocurrency services. In its statement, the Federal Reserve said that as its understanding of innovative products and services has evolved, it is now replacing the restrictive policy with a more flexible one. Under the updated policy statement for 2025, uninsured state member banks can now apply to the Federal Reserve Board of Governors on a case-by-case basis to engage in activities that insured banks are not permitted to do. Previously, the 2023 guidelines were a key reason why the Federal Reserve rejected Custodia Bank's application to obtain a Fed Master Account. Federal Reserve Governor Michael S. Barr disagreed, arguing that a level playing field should be maintained for banks with different licenses.

The AI ​​investment boom reached a turning point at the end of 2025, with the market shifting from a "buy and ask questions" approach to a "return-first" approach. Demand is genuine, but tight fiscal conditions and macroeconomic weaknesses amplify risks. If profitability is not achieved by 2026, valuation adjustments are inevitable.

Jinse Finance launches its daily cryptocurrency and blockchain news bulletin, "Jinse 8 AM," issue 2912, providing you with the latest and fastest news on the digital currency and blockchain industry.

Private lending is gaining momentum on tokenized real-world assets (RWA) platforms.

Jinse Finance launches the "Jinse Web3.0 Daily," providing you with the latest and fastest news on MEME, DeFi, DAO, NFT, and the metaverse industry.

The payment industry may seem "old," but it has always been the earliest and most easily restructured part of the financial system by technology.

Recently, a dispute has surfaced between Aave DAO and Aave Labs. The former is responsible for the governance protocol, while the latter is the developer of Aave products.

HashKey, RWA, Reshaping the Asian Crypto Narrative Through the Narrow Gate Between Compliance and Innovation: Five Key Takeaways from HashKey's IPO (Jinse Finance) - HashKey's IPO is at a historical crossroads.

Cryptocurrency: Bitcoin Crash, Institutional Bottom-Fishing, Regulatory Breakthroughs: Three Major Storms Await the Crypto Market at the End of 2025. (Jinse Finance) At the end of 2025, the cryptocurrency market enters a "stormy mode."

Since 2023, JPMorgan Chase has withdrawn nearly $350 billion in cash from its Federal Reserve accounts and invested most of it in U.S. government bonds.