According to Cointelegraph, the potential for paying interest on stablecoin deposits may lead to significant bank outflows, reminiscent of the money market fund surge in the 1980s, as warned by Ronit Ghose, Citi’s Future of Finance head. Ghose highlighted that the rise of money market funds in the late 1970s and early 1980s, which grew from $4 billion in 1975 to $235 billion in 1982, was driven by their ability to offer higher returns compared to banks with regulated deposit rates. This shift resulted in bank withdrawals exceeding new deposits by $32 billion between 1981 and 1982, according to Federal Reserve data. Sean Viergutz from PwC echoed these concerns, suggesting that a consumer shift towards higher-yielding stablecoins could challenge the banking sector. He noted that banks might face increased funding costs by relying more on wholesale markets or raising deposit rates, potentially making credit more expensive for households and businesses. The GENIUS Act currently prohibits stablecoin issuers from offering interest to holders, but this restriction does not apply to crypto exchanges or related businesses, leading to significant reactions from the banking sector. Several U.S. banking groups, led by the Bank Policy Institute, have urged regulators to address what they perceive as a loophole that could allow stablecoin issuers to indirectly pay interest. In a recent letter, these groups argued that this loophole might disrupt credit flow to American businesses and families, potentially causing $6.6 trillion in deposit outflows from the traditional banking system. The crypto industry has responded to these concerns by urging lawmakers to reject proposals aimed at closing the perceived loophole. Industry organizations argue that such revisions would favor traditional banks while hindering innovation and limiting consumer choice. Meanwhile, the U.S. government has shown support for the adoption of dollar-pegged stablecoins. Treasury Secretary Scott Bessent stated in March that the government plans to use stablecoins to maintain the U.S. dollar's status as the world's dominant reserve currency. He emphasized that, under the direction of U.S. President Donald Trump, the administration is committed to ensuring the U.S. dollar remains the leading global reserve currency, with stablecoins playing a crucial role in this strategy.

SEC reviews Canary Staked INJ ETF application, aiming to broaden institutional access to digital assets through a regulated staking fund. source: https://coincu.com/357474-sec-canary-staken-inj-etf

26-8-2025 – Ethereum’s price has fallen below the 4,600 USDT mark, currently trading at 4,596. 66 USDT after a 4. 38% decline over the past 24 hours, according to Binance Market Data. The drop comes as broader cryptocurrency markets face renewed pressure from macroeconomic factors, including rising interest rate expectations and regulatory scrutiny on digital assets source: https://www.cointrackdaily.com/ethereum-slips-below-4600/

Market correction gets harsh on XRP as price nosedives below $3: did this $60M crypto whale move contribute? source: https://dailycoin.com/massive-xrp-dump-hits-coinbase-crashing-ripples-price/?utm_source=cryptopanic&utm_medium=rss

Citi’s Ronit Ghose warned that paying interest on stablecoin holdings could trigger bank outflows akin to the 1980s, driving up funding costs and credit prices. source: https://cointelegraph.com/news/citi-executive-stablecoin-yields-drain-bank-deposits-report?utm_source=rss_feed&utm_medium=rss%3F&utm_campaign=rss_partner_inbound

According to BlockBeats, U.S. President Donald Trump announced that the United States will halt financial contributions to Ukraine. This statement was made in the context of discussing the ongoing conflict in Ukraine.

Software’s long streak as a Wall Street favorite is wobbling as artificial intelligence resets expectations. Salesforce Inc. , Adobe Inc. , and ServiceNow Inc. are among the S&P 500’s weakest names this year, each down at least 16%, wiping out roughly $160 billion in combined market value. Investors pulled money from the software and services group for […] source: https://www.cryptopolitan.com/software-stocks-struggling-ai-expectations/

On Aug 25, 2025, 16:02 PM(UTC). According to Binance Market Data, Ethereum has dropped below 4,600 USDT and is now trading at 4,596.660156 USDT, with a narrowed 4.38% decrease in 24 hours.

Bitcoin (CRYPTO: BTC) is "hanging by a thread" after slipping below the $112,000 support level, according to pseudonymous analyst Ali, who highlighted both technical and on-chain signals suggesting the market could face further d source: https://www.benzinga.com/crypto/cryptocurrency/25/08/47313087/bitcoin-hanging-by-a-thread-around-112000-analyst-warns?utm_source=cryptopanic.com&utm_campaign=partner_feed&utm_medium=partner_feed&utm_content=site

John Deaton, the well-known attorney from the XRP community, believes the company’s shares could break out in spectacular fashion if […] The post Bitcoin Boom Could Send Strategy Stock Soaring, XRP Lawyer Claims appeared first on Coindoo. source: https://coindoo.com/bitcoin-boom-could-send-strategy-stock-soaring-xrp-lawyer-claims/

ما هي القيمة الحقيقية للأصل الذي تملكه، سواءً كان رمزًا أم مادةً ملموسة؟ هل هي ملكيته الحالية أم إمكانياته اللامحدودة في المستقبل؟

أطلقت Golden Finance "Golden Web3.0 Daily" لتزويدك بأحدث وأسرع أخبار صناعة MEME وDeFi وDAO وNFT وmetaverse.

من منظور فني، يتم شرح آلية التطور ومسار تنفيذ العملات المستقرة بشكل منهجي.

قراءات موصى بها الليلة: 1. التنبؤ المفاجئ للرئيس التنفيذي لشركة Coinbase؛ 2. Ethereum يصل إلى أعلى مستوى قياسي: لماذا أشعل بنك الاحتياطي الفيدرالي فتيل الأزمة؛ 3. عملة هونغ كونغ المستقرة هي أداة توصيل، وليست فرصة للترويج.

الولايات المتحدة، إيلون ماسك، عصابات وادي السيليكون، ثروات العملات المشفرة، نائب الرئيس الأمريكي: شبكة السلطة التابعة لبيتر ثيل Golden Finance، السلطة لا تنتمي أبدًا إلى أولئك الذين هم في دائرة الضوء.

如果你也有在玩加密货币，或者你的钱放在了某个本地交易平台上……那可要长点心了！ 上个月底（7月），新加坡一家看起来挺靠谱的加密交易所——Tokenize Xchange，突然宣布要关闭新加坡业务，还被警方盯上调查。

في ظل الرنين الثلاثي لجنون الميم، وانفجار سلاسل عامة عالية الأداء، وتسويق الذكاء الاصطناعي، يخضع مسار البيانات على السلسلة لنقطة تحول هيكلية.

برز جاستن صن، الملياردير الصيني المولد في مجال العملات المشفرة ومؤسس شركة ترون، كشخصية محورية في الدولة الصغيرة التي أعلنت نفسها ليبرلاند.

اقترح نائب فلبيني أن يشتري البنك المركزي 2000 بيتكوين سنويًا لمدة خمس سنوات، مما يُنشئ احتياطيًا وطنيًا من 10,000 عملة. تهدف الخطة إلى تعزيز الوضع المالي للبلاد وتوفير مخزون طويل الأجل من القيمة إلى جانب الاحتياطيات التقليدية كالذهب والعملات الأجنبية.

تعتبر أصول البيانات الحقيقية (RDA)، باعتبارها شكلًا مبتكرًا من أشكال الأصول، بمثابة إعادة تشكيل مسار القيمة المضافة لعناصر البيانات.