A Crypto Visa Based On Web3 Principles

As trust in traditional financial institutions continues to erode, a new wave of innovative tools is emerging to bridge the gap between the digital asset revolution and the practical needs of everyday users.

Tangem Pay stands at the forefront of this movement, redefining what it means to use cryptocurrency in daily life by offering not just another crypto card, but a radical reinvention of payment rooted in the core principles of Web3: control, autonomy, and sovereignty.

Unveiled at Paris Blockchain Week 2025, Tangem Pay is much more than a simple link between a crypto wallet and a payment network.

Instead, it is a payment technology that allows users to spend crypto directly from the self-custodial wallet through merchants' payment terminals or online payment tools.

Tangem received certification from Visa for this payment technology in Febrary 2022.

"We received certification from Visa and a patent for the technology, and now we have developed a product that we will soon be ready to present to the world."

This groundbreaking approach eliminates the need for custodians, pre-funding, or any intermediaries, setting a new standard for financial independence.

This new payment solution is also self-custodial, which means it functions with or without a seed phase. Tangem pay is based on a smart contract and comes with one card without a seed phrase.

Michael Batuev, Vice President of Product at Tangem, emphasizes that true security is not just a matter of regulation, but of technology itself.

Tangem Pay breaks away from the hybrid models that have dominated the space, delivering a crypto bank card experience without the involvement of banks or centralized exchanges.

Crypto In everyday use

This innovation makes it possible to normalize the use of cryptocurrency in everyday transactions without sacrificing the decentralized ethos that underpins the crypto movement.

Tangem Pay boasts universal compatibility, accepted by over 130 million merchants worldwide through the Visa network, and offers seamless integration with mobile payment platforms like Apple Pay and Google Pay.

Tangem Chief Technology officer Andrew Lazutkin said

"Tangem Pay can be connected to any wallet like MetaMask, Ledger, Trust wallet.Users can still access their accounts through the main wallet interface if the Tangem Pay card is lost or damaged."

Its self-custodial architecture ensures that private keys remain securely stored on the card until the moment of transaction validation, removing any reliance on intermediary platforms.

With a streamlined registration process now open for waitlist sign-ups and an anticipated launch by the end of 2025, Tangem is targeting users who demand more than just technological promises—they want a practical, secure, and fully operational crypto payment solution.

Tangem reclaiming financial sovereignty

At its heart, Tangem Pay embodies the same philosophy as Bitcoin, empowering individuals to be the sole custodians of their value, free from the need for trusted third parties.

In an era where Bitcoin remains the benchmark for monetary sovereignty, Tangem Pay extends this principle into the realm of payments, offering a logical evolution beyond centralized platforms that have, at times, failed their users.

Equipped with the Tangem Pay card and the secure Tangem crypto wallet, users carry what amounts to a programmable bank in their pocket, combining the rigorous security standards of a cold wallet with the convenience and ease of use expected from modern payment solutions.

This convergence marks a significant milestone in the real-world adoption of cryptocurrencies, bringing the promise of Web3 closer to everyday users.

Further strengthening this momentum, Tangem Wallet’s recent integration with Alephium enables secure management of ALPH tokens through an innovative multi-asset hardware wallet, underscoring Tangem’s commitment to expanding digital asset accessibility and solidifying its role within the crypto ecosystem.

As the crypto landscape continues to evolve, Tangem Pay stands out as a beacon of financial sovereignty and practical utility, offering a glimpse into the future of decentralized finance in daily life.