5月19日，火币HTX正式上线全新升级的“质押借币2.0”产品，新版本在产品架构与用户体验层面进行全面优化，支持多币种联合质押、智能动态质押率模型、即时到账、随时还款、0 手续费，并同步推出超低至0.09%的借贷利率与第7期“借贷即挖矿”活动、“百万豪礼 杠杆加码”专属利率福利活动，用户使用USDT活期借贷产品即可瓜分高达5,000,000,000枚$HTX奖池、USDT借贷限时享折上9折。
为庆祝质押借币2.0重磅上线和致敬披萨节15周年，火币HTX同步开启第7期「借贷即挖矿」+杠杆专属限时优惠活动，多重激励叠加回馈用户。
第7期“借贷即挖矿”活动将于2025年5月19日10:00至6月2日23:59（UTC+8）举行，奖池高达5,000,000,000枚$HTX代币。活动期间，用户只需使用USDT活期借贷产品，即可根据其产生的累计利息支出占比参与奖池瓜分。累计利息支出占比越大，奖励越丰厚。奖励将在活动结束后7个工作日内发放至用户现货账户。
同时，火币HTX还推出“百万豪礼 杠杆加码”专属利率福利活动：自2025年5月20日18:00至6月2日18:00（UTC+8），单笔借贷USDT ≥100万USDT可享原杠杆借贷利率折上9折，折后年化利率最低至3.9%，日利率最低至0.01%。不限借贷次数，笔笔达标笔笔优惠！
此外，披萨节15年周年彩蛋不容错过，活动期间累计借贷TOP10用户将瓜分 264,000,000 $HTX（价值$500）。用户需点击链接报名参与，用超低利率撬动更大收益空间，赢取千万级奖励！
借贷效率和资产流动性一直是用户最关心的两大难题。作为此次升级的核心亮点之一，火币HTX质押借币2.0首度实现多币种联合质押机制，支持20+主流币种作为抵押资产，包括USDT、BTC、ETH、TRX、DOGE、XRP、SOL、AVAX等，极大提升用户资产利用效率。
同时，为提升用户借贷体验，借贷币种再扩容，新增SOL、TON、USDC为可借币种及USDC可质押币种。相比传统单币质押模式，多币种联合质押不仅可以帮助用户在保持持仓的同时释放流动性，更有效降低单一资产波动带来的强平风险。
本次升级的另一大亮点是火币HTX当前限时推出的0.09%超低借贷年利率，适用于活期BTC的借贷。用户最大可借出100 BTC，相比活动前最高5.0%以上的年化利率，活动期内该利率降幅高达555倍，例如用户借贷价值约100万USDT的BTC 1天利息仅需 2.37 USDT，相当划算。
升级后的质押借币还具备以下优势：
智能动态质押率机制：利率根据市场动态变化，始终保持行业竞争力。如USDT活期年化3.9%、ETH 2.4%、BTC低至0.09%；
灵活期限选择：支持活期与定期（7/30/45/90天）灵活配置；
即时到账+随借随还：用户下单后借币秒到，按小时计息，用完即还，资金使用更高效；
机构级风控系统：提供LTV超额抵押借贷服务，最高杠杆支持小于1X，阶梯式爆仓，确保账户安全，剩余质押资产仍归用户；
1V1定制服务：面向大客户提供个性化借贷额度、币种组合、专属折扣利率支持。
质押借币2.0现已全面开放，用户可通过火币HTX网页端点击“借币”→“质押借币”或App端点击“更多”→“质押借币”参与，具体参与路径如下：
作为行业高端借贷产品，火币HTX质押借币2.0在提高资金利用率、降低强平风险、提高投资灵活性、跨资产抵押等方面具有行业领先优势。未来，火币HTX将持续优化借贷产品体验，推动平台金融服务向高效、低门槛、多元化方向发展。即刻体验质押借币2.0，享受流畅借贷、超低利率，瓜分巨额奖池，让每一个数字资产都成为战略级流动性武器，助力您的财富自由之路！
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