著名的全球金融消息服务 SWIFT 将通过互连多个 CBDC 网络来测试中央银行数字货币 (CBDC) 以执行跨境支付。除了目前连接全球金融机构以沟通和执行金融支付外，总部位于比利时的网络还与咨询公司 Capgemini 和法国信息技术服务公司接洽以推动该项目。
一个官方博文 5 月 19 日发布的一份报告表明，将 CBDC 用于跨境支付解决方案可能是此类数字货币的盲点，因为其发展的主要重点是解决符合国内政策的问题。不过，SWIFT 首席创新官 Thomas Zschach 表示，新的不同 CBDC 网络必须协同工作才能实现“无摩擦”跨境转账，而 SWIFT 将发挥关键作用。
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他说;
如果我们要充分发挥其潜力，促进世界各地正在开发的不同 CBDC 之间的互操作性和互连将是至关重要的。如今，全球 CBDC 生态系统有可能变得支离破碎，众多中央银行基于不同的技术、标准和协议开发自己的数字货币。
同样，SWIFT 创新主管 Nick Kerigan 指出，当 CBDC 将越来越多地被视为“一种新形式的法定货币”时，将有太多此类项目进入连接传统金融基础设施的开发中。
斯威夫特, 目前有 200 多个国家的 11,000 多家金融机构访问，将为 CBDC 的实施铺平道路，为跨境支付转账提供“高度可扩展且易于集成的解决方案”。
此外，其核心功能的实验包括在数字货币网络的中央银行部署网关，正如官方博文中所强调的那样。
网关将拦截网络上的跨境交易，对其进行翻译，并将其发送到 SWIFT 平台，以便继续传输到另一个 CBDC 网络或已建立的支付系统。
该帖子援引与 Capgemini 的合作，透露这家巨型公司将专注于部署三个用例，包括法币到 CBDC、CBDC 到 CBDC 和 CBDC 到法币。不仅如此，SWIFT 也有超越 CBDC 的计划，并试图带来虚拟资产与其他货币之间的互操作性。
SWIFT，也被称为全球银行间金融电信协会，一直是全球最著名的金融报文系统。但是，自从西方因俄乌冲突决定将俄罗斯排除在外之后，它就受到了关注。理所当然的是，金融机构在该地区遇到了麻烦并失去了稳定性。
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西方做出这一决定，切断了俄罗斯的财政来源，使国家无法清算资产，并阻止其将资金转移到作为系统一部分的机构。虽然此举意在惩罚和孤立国家，但反而招来了主要来自中国和俄罗斯的批评。因此，他们计划转向使用自己的消息系统来对抗美国的制裁。
来自 Pixabay 的特色图片和来自 TradingView.com 的图表
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