当地报道称，台湾将不再允许使用信用卡进行加密货币交易，因为该岛国的监管机构认为数字货币是高风险和投机性资产。
在本月早些时候发给银行业协会的一封信中，台湾金融监督管理委员会敦促他们不要将“商家身份”扩展到支持信用卡持有人的数字资产提供商。
据报道，信用卡处理商必须保持警惕，不应使用虚拟资产。报道指出，信用卡公司认为，信用卡只是消费支付工具，并非具有高投机性金融杠杆交易的投资理财工具。
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据报道，现在支持加密货币商家的信用卡发行商有三个月的时间来遵守 FSC 的要求。截止日期后，供应商必须向该机构提交合规审计报告。
近几个月来，全球监管机构一直在加快制定数字货币法，因为今年全球金融市场遭受了重大打击，一些知名公司正在清算，数十亿资金退出该行业。
去年，在中国开始严厉打击加密货币之后，台湾的活动激增，有望成为该地区新的比特币强国。不过，从那以后，关于当地加密行业的消息就很少了。
FSC明确表示：
“鉴于虚拟资产的投机性和高风险性，信用卡不应用于涉及虚拟资产的交易。”
FSC 还禁止使用信用卡进行在线赌博、股票、期货、期权和其他类似交易。
在金融行动特别工作组的建议下，台湾于 2021 年 7 月修订了加密货币交易的反洗钱 (AML) 标准。
在 Terra 的算法稳定币于 5 月崩溃后，在更广泛的加密货币市场引发冲击波后，世界各国政府都在寻求加快加密货币监管。
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截至去年，超过 50% 的台湾加密货币投资者年龄在 24 岁以下。大约 10% 的投资者年龄在 35 岁以上。
倾斜的年龄分布是数字货币环境依赖互联网文化的结果，互联网文化提倡使用数字硬币和 NFT 作为具有财务吸引力的投资工具。
与此同时，尽管台湾对加密资产持强硬立场，但它即将创建一种由中央银行发行的数字货币。
该国央行上个月宣布，过去两年一直致力于 CBDC，试点测试的零售试验已经完成。
据大西洋理事会研究中心称，预计中央银行将在 9 月之前完成对 CBDC 原型的技术测试。
特色图片来自 GeoGuessr，图表来自TradingView.com
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