据 Bitcoin Magazine 报道，巴西最大私人银行 Itaú 正在建议投资者将最多 3% 的资产配置于比特币。

According to BlockBeats, Greg Cipolaro, NYDIG's Global Head of Research, stated in a report that while tokenization of stocks might not immediately yield significant benefits for the crypto market, its advantages could gradually become apparent with better integration into blockchain systems. Cipolaro noted that networks supporting these assets, such as Ethereum, initially offer modest returns. However, as accessibility, interoperability, and composability improve, the benefits are expected to grow. He mentioned that initial gains primarily come from transaction fees generated by trading tokenized assets, and the blockchains hosting these assets will experience enhanced network effects due to storage demands. In the future, these real-world assets might integrate into decentralized finance ecosystems, serving as collateral for loans, lendable assets, or trading targets. Cipolaro emphasized that this evolution requires time, technological advancements, infrastructure development, and regulatory progress. He also pointed out the challenges in creating tokenized assets with composability and interoperability due to their diverse forms and functions, spread across public and private networks. For instance, the private blockchain Canton Network, developed by Digital Asset Holdings, currently hosts $380 billion in tokenized assets, representing 91% of the total 'representation value' of real-world assets. Meanwhile, Ethereum, the most mainstream public blockchain, has deployed $12.1 billion in real-world assets. Cipolaro highlighted that even on open networks like Ethereum, the design of tokenized assets can vary significantly. These assets often fall under the category of securities and still rely on traditional financial structures such as brokers, KYC/accredited investor certifications, whitelisted wallets, and transfer agents. However, he noted that companies are leveraging blockchain technology to achieve advantages like near-instant settlement, 24/7 operations, programmable ownership, transparency, auditability, and optimized collateral efficiency.

据 The Block 报道，信用评级机构穆迪提出了一套新的稳定币评估框架。该框架将评估稳定币债务的信用度并对其进行评级。穆迪的框架实际上意味着，两种声称 1:1 支持美元的稳定币，即使其支持资产相同，也可能因为用于支持这些稳定币的资产不同而获得不同的评级。穆迪表示：“我们将通过估算每种符合条件的储备资产的市场价值风险（取决于其类型和期限）来解决市场价值方面的考量”。“分析结果将得出适用于每种资产价值的预估利率。我们还建议考虑稳定币的运营风险、流动性风险、技术风险和其他因素，以得出最终评级。”

1. 美联储古尔斯比：预计 2026 年的降息次数将多于中位数；2. Coinbase 拟推出内部预测市场，Kalshi 或为初期唯一运营商；3. 特朗普：倾向于沃什或哈塞特执掌美联储，一年后利率应不高于 1%；4. Ripple、Circle、BitGo 等五家加密公司获批成为信托银行；5. Citadel Securities 与 DeFi 领域就监管问题在 SEC 通信中展开争论；6. 纳斯达克获更大裁量权，可拒绝高风险 IPO；7. 加皇银行买入 77,700 股 American Bitcoin 公司股票。

据 CNBC 援引知情人士报道，加密货币交易平台 Coinbase 正筹备推出内部预测市场，该产品将由预测平台 Kalshi 提供支持。此举是 Coinbase 在部分投资者回避数字资产的背景下，扩大交易平台资产类别覆盖的战略布局。该人士称，Coinbase 与 Kalshi 将于近期正式宣布合作，最早可能在下周发布消息。合作并非排他性协议，但产品上线初期，Kalshi 将是 Coinbase 唯一的预测市场运营商。另据《The Information》报道称，Coinbase 将在 12 月 17 日的 “Coinbase 系统更新 ”活动中发布该产品。彭博社同时提到 Coinbase 还将在活动中宣布推出代币化股票产品。

美国总统特朗普周五在椭圆形办公室接受采访时称：两位凯文（沃什和哈塞特）都很出色，其他几位候选人也很优秀。据知情人士透露，周三特朗普在白宫与沃什举行了 45 分钟会面，期间向沃什施压，询问若其当选美联储主席，是否能保证支持降息。特朗普在采访中证实了这一消息：“他认为必须降息，我交谈过的所有人也都这么认为。”特朗普称，他认为下一任美联储主席在制定利率政策时应征求他的意见。

Tether says it will buy the controlling stake Exor has in Juventus, along with all remaining shares, an offer Exor has reportedly rebuffed. source: https://cointelegraph.com/news/tether-makes-1-billion-bid-buy-juventus-fc?utm_source=rss_feed&utm_medium=rss&utm_campaign=rss_partner_inbound

Senate reviews Honest Act to address insider trading among federal officials. source: https://coincu.com/news/senate-reviews-honest-act-bill/

Senator Hawley's bill to prevent insider trading enters Senate review stage. source: https://coincu.com/news/congress-bill-insider-trading-review/

CryptoQuant CEO Ki Young Ju has delivered a stark assessment of the memecoin sector, stating plainly that “memecoin markets are dead. ” His comment is supported by a chart tracking memecoin dominance within the broader altcoin market, which shows a clear and sustained structural decline. source: https://www.ethnews.com/cryptoquant-ceo-says-the-memecoin-market-is-dead-here-is-why/

在大西洋彼岸，汇款一直都很可靠快捷。这或许是美国人乐于接受“稳定币”作为银行体系替代方案的原因之一。

金色财经推出《金色Web3.0日报》，为您提供最新、最快的MEME、DeFi、DAO、NFT和元宇宙行业新闻。

对于拥有庞大用户基础的平台来说，稳定币不只是跨境支付工具，而是一条可以重塑收入结构与用户关系的基础金融轨道。

RWA,香港试点计划引爆热议：RWA 如何从概念炼成现实资产？ 金色财经,以试点探路，香港构建 RWA 落地务实路径。

Coinbase 孵化的开源支付协议 x402 发布 V2 版本。这是自 2025 年 5 月主网上线以来的首次大版本迭代。

玻利维亚政府宣布了一项重大政策—将稳定币纳入其正式金融体系，让稳定币能够“作为法定支付工具”使用。

Binance,加密货币,Hash Global 创始人 KK 聊 BNB 数字资产配置和 Web3 发展阶段 金色财经,「未来所有资产都将发行和交易在链上。」

x402协议,AI Agent,支付,聊聊x402的V2升级 分享一些关键点 金色财经,分享关于x402协议V2升级较关键的几个点。

美国,SEC,OCC,美SEC和OCC监管动作频繁 有何启示？ 金色财经,本文聚焦美国SEC和OCC近期的监管动作。

Coinbase推出了x402协议的V2版本。该版本在V1基础上进行了优化，从单一调用支付扩展为统一的互联网支付层。