According to BlockBeats, Arthur Hayes has indicated that the recent drop in Bitcoin's value is attributed to the Bank of Japan's suggestion of a possible interest rate hike in December. The exchange rate of the U.S. dollar against the Japanese yen fluctuated between 155 and 160, reflecting a hawkish stance by the Bank of Japan.

According to Cointelegraph, Ripple Labs has secured approval from Singapore's central bank to broaden its payment activities in the region. This development is part of Ripple's strategic efforts to enhance its business and institutional offerings through acquisitions. Ripple Markets APAC, the company's Singapore subsidiary, received authorization from the Monetary Authority of Singapore (MAS) to extend the scope of its regulated payment activities under its Major Payment Institution (MPI) license, as announced by the company on Monday. Monica Long, Ripple's President, expressed appreciation for Singapore's progressive approach, noting that the expanded license bolsters Ripple's capacity to invest in Singapore and develop the necessary infrastructure for financial institutions to facilitate efficient, rapid, and secure money transfers. Ripple Payments utilizes digital payment tokens, including its stablecoin RLUSD and XRP (XRP), for cross-border transactions. The service is designed to function as an on-ramp and off-ramp, supporting collection, holding, swapping, and payouts for banks and companies, according to Ripple. The company has made several notable acquisitions this year to expand its business and institutional offerings, with a recent acquisition on Nov. 4 involving crypto custody and wallet company Palisade. Ripple was granted its MPI license in 2023, enabling it to offer regulated digital payment token services in Singapore. As of Monday, the MAS website lists digital payment token services under Ripple's license, which encompasses buying or selling digital payment tokens or providing a platform for users to exchange these tokens. Ripple has been active in Singapore since 2017, and the company regards the region as crucial to its global operations. Fiona Murray, Ripple's vice president and managing director in the Asia Pacific, highlighted the significant growth in the region, with onchain activity increasing approximately 70% year-over-year, positioning Singapore at the center of this expansion. With the expanded scope of payment activities, Ripple aims to better support the institutions driving this growth by offering a comprehensive suite of regulated payment services, delivering faster and more efficient payments to its customers. The Asia-Pacific region has experienced the highest year-on-year growth, as reported by Chainalysis' 2025 Global Adoption Index published on Sept. 3. The total value received surged 69% to $2.36 trillion, led by countries such as India, Pakistan, and Vietnam, with the Philippines, South Korea, and Thailand also ranking in the top 20.

Japan’s 10-year bond yields surged to 1. 86%, the highest since 2008, threatening to unwind the yen carry trade that funneled trillions into risk assets. source: https://cointelegraph.com/news/japan-10-year-government-bond-yield-jumps-highest-level-since-2008?utm_source=rss_feed&utm_medium=rss&utm_campaign=rss_partner_inbound

According to PANews, crypto analyst Willy Woo has released a comparative analysis highlighting Tether's (USDT) performance during redemption waves in 2022. Despite experiencing approximately 20–25% redemptions, Tether managed full payouts, outperforming traditional banks such as Silicon Valley Bank, which faced a 25% redemption, and First Republic Bank, which encountered a 57% redemption. Woo emphasized that Tether currently holds 77% of its assets in cash equivalents, with the remainder in gold and Bitcoin, maintaining a total over-collateralization of 3%. Even if volatile assets were to plummet by 30% in extreme market conditions, USDT would still have 95% asset backing.

Ripple has also made several acquisitions this year to expand its business and institutional-focused offerings, with the latest being crypto custody and wallet company Palisade. source: https://cointelegraph.com/news/ripple-mas-approval-expanded-payment-services-singapore?utm_source=rss_feed&utm_medium=rss&utm_campaign=rss_partner_inbound

HashKey cleared its Hong Kong Stock Exchange listing hearing on December 1. source: https://www.cryptopolitan.com/hashkey-targets-hong-kong-ipo/

对于Mantle这类拥抱机构的金融导向链，转型迫在眉睫。

The People’s Bank of China reasserted the country’s crypto ban, claiming trading had reemerged and vowed to crack down on stablecoins. source: https://cointelegraph.com/news/china-crypto-crackdown-stablecoin-concerns?utm_source=rss_feed&utm_medium=rss&utm_campaign=rss_partner_inbound

Dogecoin started a fresh decline below the $0. 150 zone against the US Dollar. DOGE is now consolidating losses and might face hurdles near $0. 1420 source: https://www.newsbtc.com/analysis/doge/dogecoin-doge-turns-red-0-15/

Solana, a high-performance blockchain platform known for its scalability and speed, has the potential to play a pivotal role in shaping the future of the internet, often referred to as Web 3.0. While it may not be immediately apparent or widely recognized, the fundamental features and capabilities of Solana could enable a new decentralized online ecosystem. This new version of the internet would prioritize user ownership, enhanced privacy, and greater control over personal data. Solana’s technological advancements and growing ecosystem of decentralized applications (dApps) could foster innovative solutions and services that fundamentally change how we interact online, paving the way for a more equitable and user-centric digital landscape, even if its transformative impact isn't evident at this moment. source: https://blocknews.com/solana-could-help-shape-the-next-version-of-the-internet-even-if-it-doesnt-look-like-it-right-now/

According to PANews, SlowMist founder Yu Jian has disclosed that the 'white hat negotiation' messages appearing on-chain following the Yearn attack are fabricated and part of a phishing scheme, similar to the previous Balancer incident. The attackers utilized the Railgun protocol to conceal their identities, prepared a low-Gas address 28 days in advance, and executed the exploit. They ultimately transferred 1,000 ETH through Tornado Cash. The attacker's address currently holds approximately $6 million in crypto assets.

CARF被誉为加密世界的CRS，其目标是建立统一的全球税收信息交换框架，解决加密资产税收监管问题，为各国税务机关提供更多关于纳税居民加密活动的第三方数据。

对于加密业务平台而言，反洗钱已不再是外部的监管压力，更是其自身长期健康发展的内在要求，是建立市场信任、赢得合法用户的“通行证”。

12月刚开始加密货币便“出师不利”，市场恐慌情绪又有蔓延趋势。今年剩下时间内，加密货币将如何发展？12月利好因素能否如期刺激市场，还是说加密货币将持续低迷至明年？

China repeated that all crypto activity is illegal and warned of tighter enforcement as underground trading and mining rise again. Officials also singled out stablecoins as a security risk and said they will increase monitoring and crackdowns on cross-border crypto use.

法币债务最昂贵，要求政府、企业和居民背上长期限债务；政策利率加息次之，因为整体债务期限比较短；黄金涨价最便宜，这是一种纯白嫖的刺激方式，只需要各国央行抱团而已。

金色财经推出加密货币和区块链行业早报《金色早8点》2895期，为您提供最新、最快的数字货币和区块链行业新闻。

“我们的核心诉求非常明确—— 物归原主，也就是归还中国受害者。”

11月29日，中国人民银行官方发布文章《打击虚拟货币交易炒作工作协调机制会议召开》，对于虚拟货币及稳定币进行了最新论述。

稳定币,监管,法律,稳定币的 2025：你在红楼 我在西游 金色财经,谁在红楼，谁在西游？想来我们心中或似都有答案。