据 Axios 报道，银行初创公司 Erebor 在获得美国联邦存款保险公司（FDIC）批准后，完成新一轮 3.5 亿美元融资，由 Lux Capital 领投。知情人士透露，Erebor 的现有投资方还包括 Founders Fund、8VC 以及 Haun Ventures。公司估值约 43.5 亿美元。据悉，FDIC 已于上周正式批准 Erebor 的存款保险申请，使其成为一家新设立的全国性银行。Erebor 成立于 2025 年，由 Anduril CEO Palmer Luckey 与 Joe Lonsdale 共同创立，并获得 Peter Thiel 及 Haun Ventures 的早期支持。根据其银行牌照申请文件，Erebor 计划同时提供传统银行业务及加密相关产品与服务，目标客户包括美国创新经济体系中的企业，尤其是专注于虚拟货币、人工智能、国防、制造业的科技公司，以及支付服务商、投资基金和交易机构。Erebor 预计将于明年正式上线运营。

According to ChainCatcher, data from Arkham indicates that at 06:50, a total of 17,660,300 ENA was transferred from an anonymous address beginning with 0x2D4B to FalconX.

الرؤى الرئيسية: تُعد Coinbase (COIN) وSystراتيجي (MSTR) وBitMine (BMNR) من بين أفضل أسهم العملات الرقمية في السوق التي يجب مراقبتها هذا الأسبوع. مع تحوم عملة البيتكوين (BTC) حاليًا حول 89,000 دولار بعد الانخفاض الأخير، يتطلع المحللون إلى ارتداد محتمل نحو 95,000 دولار. source: https://www.thecoinrepublic.com/ar/2025/12/22/3-%d8%a3%d8%b3%d9%87%d9%85-%d8%b9%d9%85%d9%84%d8%a7%d8%aa-%d8%b1%d9%82%d9%85%d9%8a%d8%a9-%d9%8a%d8%ac%d8%a8-%d9%85%d8%b1%d8%a7%d9%82%d8%a8%d8%aa%d9%87%d8%a7-%d9%81%d9%8a-%d8%a7%d9%84%d9%88%d9%82%d8%aa/

Gold has surged over 2% to a record high of $4,475 per ounce on Monday, leading a precious metals rally that has left Bitcoin struggling to maintain momentum. While traditional safe havens and AI-related equities capture investor capital, Bitcoin briefly touched $90,000 before retreating to the $88,000 range, failing to keep pace with the market’s […] source: https://cryptonews.com/news/bitcoin-falters-as-gold-hits-4475-record-ai-leads-capital/

Federal Reserve policy and crypto-friendly regulation could be setting the market up for a bullish 2026, but there are still a handful of hurdles investors should be aware of. source: https://cointelegraph.com/news/wall-street-ruled-crypto-in-2025-what-s-the-demand-outlook-for-2026?utm_source=rss_feed&utm_medium=rss&utm_campaign=rss_partner_inbound

According to Cointelegraph, the Council of the European Union (EU) has released a document detailing its stance on the digital euro, aligning with the European Central Bank (ECB) on launching both online and offline versions simultaneously. ECB President Christine Lagarde emphasized that the responsibility now lies with the European Council and, subsequently, the European Parliament to determine whether the Commission's proposal is satisfactory and how it can be transformed into legislation or amended. The document highlights the limitations of the offline digital euro, which is designed to function like cash, preventing the linking of multiple activities to the same user. The blueprint for this offline version ensures that transaction data remains solely with the direct participants involved. The system is intended to allow authorized devices to transfer digital euro tokens signed by the central bank during in-person transactions. However, the requirement for proximity poses challenges, as relay attacks—where attackers use proxy devices to bridge NFC signals over the internet—could make some online non-proximity use by advanced users difficult to prevent. An expert opinion from the European Data Protection Board acknowledges the limited countermeasures available, concluding that physical proximity cannot be reliably enforced as a property of cash in a digital currency. While the offline digital euro aims to offer privacy, it differs from cash in that the private keys used to manage it would be stored in the secure elements of certified devices, such as mobile devices and smart cards.

Luckey-backed Erebor raised $350 million at a $4. 35 billion valuation as OCC and FDIC approvals signal momentum for crypto- and AI-focused banking. source: https://cointelegraph.com/news/palmer-luckey-erebor-valuation-occ-fdic-crypto-bank?utm_source=rss_feed&utm_medium=rss&utm_campaign=rss_partner_inbound

The Council of the European Union endorsed the launch of the European Central Bank’s digital euro in both an online and a privacy-focused offline version. source: https://cointelegraph.com/news/eu-council-endorses-offline-and-online-versions-of-digital-euro?utm_source=rss_feed&utm_medium=rss&utm_campaign=rss_partner_inbound

Hyperliquid addresses claims of transparency issues, affirming full on-chain solvency with $4. 351 billion in USDC. source: https://coincu.com/news/hyperliquid-rebuts-solvency-claims/

Trump Media has added 451 BTC worth roughly $40 million, bringing its total Bitcoin holdings to 11,542 BTC valued at approximately $1 billion, according to Arkham on-chain data. source: https://btcusa.com/trump-media-buys-additional-451-btc-total-bitcoin-holdings-reach-1-billion/

钱包是区块链行业中难得的刚需产品，也是除公链外率先突破千万用户的入口级应用。

金色财经推出《金色Web3.0日报》，为您提供最新、最快的MEME、DeFi、DAO、NFT和元宇宙行业新闻。

美国金融体系是否真的开始把区块链当作“内部工具”，有一个信号比任何表态都更直接——清算和结算系统是否愿意使用它。

Web3.0商业模式落地不及预期：Web3.0相关基础设施和项目处于发展初期，存在商业模式落地不及预期的风险。

这是一次市场结构的根本性转变，而大多数人还在用旧周期的逻辑看新时代。

今日晚间推荐阅读：1.回望2025：年内加密攻击大盘点 附朝鲜黑客年内“光辉战绩”；2.Coinbase：2026年加密市场展望；3.比特币2026年展望：从数据指标到三大情景预判；

美国商品期货交易委员会（CFTC）的声明不会让芝加哥商品交易所（CME）明天就变成一家成熟的现货加密货币交易所。

香港保险监管机构计划允许保险公司持有加密货币和稳定币，但有严格的资本规定。该提案还为投资当地基础设施项目的保险公司提供了激励措施。

马绍尔群岛已经开始测试一种基于加密货币的全民收入系统，通过一种建立在恒星区块链上的可产生收益的数字代币向公民发放款项。

当我们试图用文明的商业逻辑去解释埃塞俄比亚的铁幕与肯尼亚的深渊时，往往忽略了地表之下更深层、更令人不安的世界。