On May 19, Huobi HTX officially launched the newly upgraded "Pledged Coin Loan 2.0" product. The new version has been comprehensively optimized in terms of product architecture and user experience, supporting multi-currency joint pledge, intelligent dynamic pledge rate model, instant arrival, repayment at any time, and 0 handling fees. It also simultaneously launched a loan interest rate as low as 0.09% and the 7th "Borrowing is Mining" event and the "Million-dollar Gift Leverage Increase" exclusive interest rate welfare event. Users who use USDT current loan products can share up to 5,000,000,000 $HTX prize pools, and enjoy a 10% discount on USDT loans for a limited time.
Double benefits for borrowing and lending are launched: the 7th "Lending is Mining" shares 5 billion $HTX + "Million-dollar gifts, leveraged bonus" USDT lending enjoys a 10% discount for a limited time
To celebrate the launch of pledged loan 2.0 and pay tribute to the 15th anniversary of Pizza Day, Huobi HTX simultaneously launched the 7th "Lending is Mining" + leverage exclusive limited-time discount event, with multiple incentives superimposed to give back to users.
The 7th "Lending is Mining" event will be held from 10:00 on May 19, 2025 to 23:59 on June 2 (UTC+8), with a prize pool of up to 5,000,000,000 $HTX tokens. During the event, users only need to use USDT current loan products to participate in the prize pool according to the proportion of accumulated interest expenses they have generated. The greater the proportion of accumulated interest expenses, the richer the reward. The reward will be issued to the user's spot account within 7 working days after the end of the event.
At the same time, Huobi HTX also launched an exclusive interest rate welfare activity of "Million-dollar Gifts, Leverage Plus": From 18:00 on May 20, 2025 to 18:00 on June 2 (UTC+8), a single loan of USDT ≥ 1 million USDT can enjoy a 10% discount on the original leverage loan interest rate, with the annualized interest rate as low as 3.9% and the daily interest rate as low as 0.01%. There is no limit on the number of loans, and every loan that meets the standard will be discounted!
In addition, the 15th anniversary Easter egg of Pizza Festival should not be missed. During the event, the top 10 users with cumulative loans will share 264,000,000 $HTX (worth $500). Users need to click the link to sign up and participate, use ultra-low interest rates to leverage greater profit space, and win tens of millions of rewards!
Support multi-currency joint pledge, BTC lending rate as low as 0.09%, creating the ultimate lending experience in the industry
Lending efficiency and asset liquidity have always been the two major problems that users are most concerned about. As one of the core highlights of this upgrade, Huobi HTX Pledged Borrowing Coin 2.0 has realized the multi-currency joint pledge mechanism for the first time, supporting 20+ mainstream currencies as collateral assets, including USDT, BTC, ETH, TRX, DOGE, XRP, SOL, AVAX, etc., greatly improving the efficiency of user asset utilization.
At the same time, in order to improve the user's lending experience, the lending currency capacity has been expanded again, and SOL, TON, and USDC have been added as borrowable currencies and USDC can be pledged. Compared with the traditional single-currency pledge model, multi-currency joint pledge can not only help users release liquidity while maintaining their positions, but also more effectively reduce the risk of forced liquidation caused by the fluctuation of a single asset.
Another highlight of this upgrade is the ultra-low annual lending rate of 0.09% currently launched by Huobi HTX for a limited time, which is suitable for borrowing and lending of current BTC. Users can lend a maximum of 100 BTC. Compared with the annualized interest rate of more than 5.0% before the event, the interest rate dropped by 555 times during the event. For example, a user borrowing BTC worth about 1 million USDT for one day only needs 2.37 USDT, which is quite cost-effective.
The upgraded pledge loan also has the following advantages:
Intelligent dynamic pledge rate mechanism: interest rates change according to market dynamics to maintain industry competitiveness. For example, USDT current account annualized rate is 3.9%, ETH 2.4%, and BTC is as low as 0.09%;
Flexible term selection: supports flexible configuration of current account and fixed deposit (7/30/45/90 days);
Instant arrival + borrow and repay at any time: after the user places an order, the borrowed currency arrives in seconds, interest is calculated on an hourly basis, and it is repaid as soon as it is used up, which makes the use of funds more efficient;
Institutional-level risk control system: provides LTV over-collateralized lending services, with the highest leverage support less than 1X, step-by-step liquidation to ensure account security, and the remaining pledged assets still belong to the user;
1V1 customized service: provides personalized loan quotas, currency combinations, and exclusive discount interest rate support for large customers.
Pledged Coin Loan 2.0 is now fully open. Users can participate by clicking "Borrow Coins" → "Pledged Coin Loan" on the Huobi HTX web page or "More" → "Pledged Coin Loan" on the App. The specific participation path is as follows:

As a high-end lending product in the industry, Huobi HTX Pledged Coin Loan 2.0 has industry-leading advantages in improving capital utilization, reducing forced liquidation risks, increasing investment flexibility, and cross-asset mortgage. In the future, Huobi HTX will continue to optimize the lending product experience and promote the platform's financial services to develop in the direction of efficiency, low threshold, and diversification. Experience Pledge Loan 2.0 immediately, enjoy smooth lending, ultra-low interest rates, and share a huge prize pool, making every digital asset a strategic liquidity weapon to help you on your road to wealth freedom!