Compared to the enthusiastic trials by individual users, financial institutions as a whole remain cautious about AI proxy tools like OpenClaw. Several interviewees pointed out that banking systems carry massive amounts of customer information and transaction data, requiring extremely high security. If an AI proxy gains excessive privileges or is improperly configured, it could lead to data leaks or systemic risks. "The volume and sensitivity of bank data far exceed that of ordinary users; once a vulnerability occurs, the impact will be much greater," said a technology professional from a joint-stock bank. On March 10, the Industrial and Commercial Bank of China (ICBC) issued a risk warning regarding OpenClaw, urging caution against proxy traps, excessive authorization risks, and investment fraud. On the one hand, users should not indiscriminately grant sensitive permissions to contacts, photo albums, folders, etc., and should never enter their ID number, bank card number, payment password, or other information into unknown software. On the other hand, users should be wary of claims such as "AI stock trading," "guaranteed profits," and "high returns with low risk," and should verify all information before making transfers, top-ups, or investments. (Yicai)