According to Cointelegraph, the potential for paying interest on stablecoin deposits may lead to significant bank outflows, reminiscent of the money market fund surge in the 1980s, as warned by Ronit Ghose, Citi’s Future of Finance head. Ghose highlighted that the rise of money market funds in the late 1970s and early 1980s, which grew from $4 billion in 1975 to $235 billion in 1982, was driven by their ability to offer higher returns compared to banks with regulated deposit rates. This shift resulted in bank withdrawals exceeding new deposits by $32 billion between 1981 and 1982, according to Federal Reserve data. Sean Viergutz from PwC echoed these concerns, suggesting that a consumer shift towards higher-yielding stablecoins could challenge the banking sector. He noted that banks might face increased funding costs by relying more on wholesale markets or raising deposit rates, potentially making credit more expensive for households and businesses. The GENIUS Act currently prohibits stablecoin issuers from offering interest to holders, but this restriction does not apply to crypto exchanges or related businesses, leading to significant reactions from the banking sector. Several U.S. banking groups, led by the Bank Policy Institute, have urged regulators to address what they perceive as a loophole that could allow stablecoin issuers to indirectly pay interest. In a recent letter, these groups argued that this loophole might disrupt credit flow to American businesses and families, potentially causing $6.6 trillion in deposit outflows from the traditional banking system. The crypto industry has responded to these concerns by urging lawmakers to reject proposals aimed at closing the perceived loophole. Industry organizations argue that such revisions would favor traditional banks while hindering innovation and limiting consumer choice. Meanwhile, the U.S. government has shown support for the adoption of dollar-pegged stablecoins. Treasury Secretary Scott Bessent stated in March that the government plans to use stablecoins to maintain the U.S. dollar's status as the world's dominant reserve currency. He emphasized that, under the direction of U.S. President Donald Trump, the administration is committed to ensuring the U.S. dollar remains the leading global reserve currency, with stablecoins playing a crucial role in this strategy.

SEC reviews Canary Staked INJ ETF application, aiming to broaden institutional access to digital assets through a regulated staking fund. source: https://coincu.com/357474-sec-canary-staken-inj-etf

26-8-2025 – Ethereum’s price has fallen below the 4,600 USDT mark, currently trading at 4,596. 66 USDT after a 4. 38% decline over the past 24 hours, according to Binance Market Data. The drop comes as broader cryptocurrency markets face renewed pressure from macroeconomic factors, including rising interest rate expectations and regulatory scrutiny on digital assets source: https://www.cointrackdaily.com/ethereum-slips-below-4600/

Market correction gets harsh on XRP as price nosedives below $3: did this $60M crypto whale move contribute? source: https://dailycoin.com/massive-xrp-dump-hits-coinbase-crashing-ripples-price/?utm_source=cryptopanic&utm_medium=rss

Citi’s Ronit Ghose warned that paying interest on stablecoin holdings could trigger bank outflows akin to the 1980s, driving up funding costs and credit prices. source: https://cointelegraph.com/news/citi-executive-stablecoin-yields-drain-bank-deposits-report?utm_source=rss_feed&utm_medium=rss%3F&utm_campaign=rss_partner_inbound

According to BlockBeats, U.S. President Donald Trump announced that the United States will halt financial contributions to Ukraine. This statement was made in the context of discussing the ongoing conflict in Ukraine.

Software’s long streak as a Wall Street favorite is wobbling as artificial intelligence resets expectations. Salesforce Inc. , Adobe Inc. , and ServiceNow Inc. are among the S&P 500’s weakest names this year, each down at least 16%, wiping out roughly $160 billion in combined market value. Investors pulled money from the software and services group for […] source: https://www.cryptopolitan.com/software-stocks-struggling-ai-expectations/

On Aug 25, 2025, 16:02 PM(UTC). According to Binance Market Data, Ethereum has dropped below 4,600 USDT and is now trading at 4,596.660156 USDT, with a narrowed 4.38% decrease in 24 hours.

Bitcoin (CRYPTO: BTC) is "hanging by a thread" after slipping below the $112,000 support level, according to pseudonymous analyst Ali, who highlighted both technical and on-chain signals suggesting the market could face further d source: https://www.benzinga.com/crypto/cryptocurrency/25/08/47313087/bitcoin-hanging-by-a-thread-around-112000-analyst-warns?utm_source=cryptopanic.com&utm_campaign=partner_feed&utm_medium=partner_feed&utm_content=site

John Deaton, the well-known attorney from the XRP community, believes the company’s shares could break out in spectacular fashion if […] The post Bitcoin Boom Could Send Strategy Stock Soaring, XRP Lawyer Claims appeared first on Coindoo. source: https://coindoo.com/bitcoin-boom-could-send-strategy-stock-soaring-xrp-lawyer-claims/

코드 한 줄이든 콘크리트 조각이든 손에 쥐고 있는 자산의 가치는 무엇일까요? 현재 소유권인가요, 아니면 무한한 미래 가능성인가요?

골든 파이낸스는 가장 빠르고 최신의 MEME, DeFi, DAO, NFT 및 메타버스 업계 뉴스를 제공하는 골든 웹 3.0 데일리를 선보입니다.

스테이블코인의 진화 메커니즘과 구현 경로는 기술적 관점에서 체계적으로 정교하게 설명되어 있습니다.

오늘 저녁 추천 읽기: 1. 코인베이스 CEO의 놀라운 예측, 2. 이더리움 사상 최고치 경신: 연준이 도화선에 불을 붙인 이유, 3. 홍콩의 스테이블코인, 투기 기회는 없다;

미국, 일론 머스크, 실리콘 밸리 갱스터, 암호화폐 부, 미국 부통령: 피터 틸의 권력 네트워크 황금 금융, 권력은 결코 스포트라이트를 받는 사람들의 소유가 아닙니다.

如果你也有在玩加密货币，或者你的钱放在了某个本地交易平台上……那可要长点心了！ 上个月底（7月），新加坡一家看起来挺靠谱的加密交易所——Tokenize Xchange，突然宣布要关闭新加坡业务，还被警方盯上调查。

온체인 데이터 트랙은 밈 열풍, 고성능 퍼블릭 체인의 폭발적 증가, AI의 상용화의 삼중 공명으로 인해 구조적인 전환기를 맞고 있습니다.

중국 태생의 암호화폐 억만장자이자 트론의 창립자인 저스틴 선은 자칭 리버랜드의 마이크로네이션의 중심 인물로 떠올랐습니다.

필리핀의 한 국회의원은 중앙은행이 5년간 매년 2,000개의 비트코인을 매입하여 10,000개의 코인을 국가 준비금으로 만들 것을 제안했습니다. 이 계획은 국가 재정을 강화하고 금과 외화와 같은 전통적인 준비금과 함께 장기적인 가치 저장 수단을 제공하는 것을 목표로 합니다.

실제 데이터 자산(RDA)은 혁신적인 자산 형태로서 데이터 요소 가치 평가의 경로를 재편하고 있습니다.