Visa Launches Intelligent Commerce Connect to Let AI Agents Make Payments Across Networks
Visa has unveiled Intelligent Commerce Connect (ICC), a new platform designed to let AI agents shop, select, and complete payments on behalf of users.
The system allows businesses to integrate AI-driven purchasing capabilities without altering their existing payment infrastructure, supporting both Visa and non-Visa cards.
How Does Intelligent Commerce Connect Work
At the heart of ICC is the Visa Acceptance Platform, which streamlines onboarding for merchants and developers.
The platform handles essential payment operations such as tokenization, authentication, spend controls, and PCI compliance.
By replacing actual card numbers with secure tokens and routing transactions through the appropriate payment network, ICC ensures security and transparency while verifying that AI agents operate within users’ instructions and spending limits.
The system also makes merchant product catalogs visible to AI ecosystems.
Agents can access real-time pricing, product descriptions, and inventory information, enabling accurate automated purchasing decisions without leaving the platform.
Supporting Multiple AI Agent Protocols
Visa has designed ICC to work with several agentic commerce protocols, including Visa’s Trusted Agent Protocol, Stripe and Tempo’s Machine Payments Protocol, OpenAI’s Agentic Commerce Protocol, and Google’s Universal Commerce Protocol.
This allows merchants to accept payments from a wide range of AI agents and prevents vendor lock-in.
Visa handles orchestration and compliance, allowing businesses to focus on selling goods and services rather than managing complex payment processes.
Competition in AI-Driven Payments
The launch comes as fintech and blockchain networks such as Ethereum, Tron, and Solana develop infrastructure for AI-driven payments.
In a related development, Nevermined has integrated with Visa via Coinbase’s x402 protocol, processing around $24 million in transactions over the past 30 days.
This highlights the growing interest in machine-to-machine and agentic commerce.
Enterprise Demand Shapes AI Commerce Growth
Visa’s ICC builds on the company’s earlier pilot, Visa CLI, which allowed same-day AI-driven payments.
With McKinsey forecasting AI agent-driven sales to surpass $5 trillion by 2030, Visa aims to position itself as the central payments layer for agentic commerce.
Andrew Torre, President of Value-Added Services at Visa, said:
“Intelligent Commerce Connect brings that same, trusted payment acceptance infrastructure into the emerging world of AI-driven commerce, so businesses can let AI agents buy on behalf of consumers, securely and at scale.”
The platform is currently in pilot with partners including Amazon Web Services (AWS), Aldar, Firmly, and Nekuda, with plans for broader deployment in 2026.
ICC allows businesses to connect once, manage security and compliance, and accept payments from multiple AI agent protocols, setting the stage for a future where AI agents act as autonomous digital customers.