受美联储明年将进一步降息的预期以及持续的地缘政治不确定性推动避险需求支撑，金价延续涨势。德国商业银行分析师表示：“尽管有迹象显示 1 月下次美联储会议可能暂停降息，但此后进一步降息的大门依然敞开。我们预计的降息幅度将超过市场当前预期，尤其是在鲍威尔继任者于明年 5 月正式就任美联储主席之后。”(金十)

佛罗里达州检察官在一起投资诈骗案中查获价值约 150 万美元的加密货币，据悉犯罪嫌疑人的钱包里持有 AVAX、DOGE、PEPE、SOL 和比特币等加密货币，据悉佛罗里达州检察署网络欺诈执法部门已获得法院命令， 犯罪嫌疑人目前已被指控犯有洗钱、重大盗窃和有组织诈骗罪。（Decrypt）

According to ChainCatcher, Federal Reserve official Goolsbee expressed optimism about the possibility of significant interest rate cuts next year. However, he voiced concerns about the rapid reduction of rates, considering the inflation experienced in recent years.

According to BlockBeats, Chicago Federal Reserve President Austan Goolsbee expressed opposition to the Federal Reserve's recent decision to cut interest rates by 25 basis points. He emphasized the need to wait for more data on inflation and the job market before proceeding with further rate cuts, especially given the ongoing concerns about rising prices among businesses and consumers. Goolsbee was one of three officials who voted against the rate cut in the Fed's 9-3 decision this week, advocating for a delay in rate reductions until early next year. He explained, "Considering that inflation has been above target for four and a half years and progress has stalled in recent months, and given that nearly all businesses and consumers I've spoken with in the district view prices as a major concern, I believe a more cautious approach is to wait for more information." Goolsbee also mentioned that if future data indicates inflation is returning to the Fed's 2% target, he remains "optimistic" that interest rates could be "significantly lowered" next year.

Prosecutors used a fugitive disentitlement statute to seize Dogecoin, Solana, and other tokens tied to a Citrus County fraud case. source: https://decrypt.co/352136/florida-seizes-1-5m-in-dogecoin-pepe-and-solana-over-case-tied-to-chinese-national

Russian regulators are launching a “rehabilitation mechanism” for cryptocurrency traders mistakenly taken for ordinary criminals due to the nature of their transactions. Authorities in Moscow have been trying to curb widespread fraud with new measures that have been affecting crypto users as well. The system admittedly needs fine-tuning. Russia moves to unblock bank accounts used […] source: https://www.cryptopolitan.com/russia-rehab-blacklisted-crypto-traders/

Ripple announced on Friday it has entered a new partnership with Switzerland-based AMINA Bank, making the FINMA-regulated institution the first European bank to deploy Ripple Payments for near real-time cross-border transactions. source: https://cryptonews.com/news/switzerlands-amina-bank-first-in-europe-to-launch-ripple-payments/

费城联储主席保尔森周五表示，她当前最关注的是劳动力市场的状况，当前的货币政策立场应有助于将通胀拉回 2%的目标。她称：“我目前对劳动力市场疲软的担忧，仍略大于对通胀上行风险的担忧。”部分是因为“我认为明年随着关税影响逐渐消退，通胀有很大可能逐步回落”。尽管保尔森在讲话中未作出明确前瞻指引，但她强调：“仍认为货币政策处于某种程度的限制性状态。”这一利率水平，加上过去紧缩政策的累积效应，应能帮助通胀回归 2%的目标。保尔森形容当前劳动力市场“正在弯曲，但尚未破裂”，并指出“通过过去三次累计降息 75 个基点，我们已为防范劳动力市场进一步恶化提供了一些保险。”保尔森指出，明年年初情况将更为明朗（届时她将成为 FOMC 票委），届时将掌握更多信息。(金十)

null source: https://x.com/solidintel_x/status/1999466494842085486

美联储古尔斯比表示，我仍然乐观地认为，明年利率可能会大幅下降，但考虑到过去几年的通货膨胀，我对快速降息感到担忧。(金十)

对于拥有庞大用户基础的平台来说，稳定币不只是跨境支付工具，而是一条可以重塑收入结构与用户关系的基础金融轨道。

RWA,香港试点计划引爆热议：RWA 如何从概念炼成现实资产？ 金色财经,以试点探路，香港构建 RWA 落地务实路径。

Coinbase 孵化的开源支付协议 x402 发布 V2 版本。这是自 2025 年 5 月主网上线以来的首次大版本迭代。

玻利维亚政府宣布了一项重大政策—将稳定币纳入其正式金融体系，让稳定币能够“作为法定支付工具”使用。

Binance,加密货币,Hash Global 创始人 KK 聊 BNB 数字资产配置和 Web3 发展阶段 金色财经,「未来所有资产都将发行和交易在链上。」

x402协议,AI Agent,支付,聊聊x402的V2升级 分享一些关键点 金色财经,分享关于x402协议V2升级较关键的几个点。

美国,SEC,OCC,美SEC和OCC监管动作频繁 有何启示？ 金色财经,本文聚焦美国SEC和OCC近期的监管动作。

Coinbase推出了x402协议的V2版本。该版本在V1基础上进行了优化，从单一调用支付扩展为统一的互联网支付层。

金融科技3.0将与传统金融共存多年，但发展方向已然明确。稳定币基础设施有望成为全球金融的核心组成部分。

CARF的落地预将进一步提升香港加密资产市场的税务透明度，对交易平台、托管机构、个人投资者及传统金融中介均将产生影响。