JPM, BofA, Citigroup and Wells Fargo are exploring a joint stablecoin venture, marking a major step by traditional banks into digital currency. source: https://cryptonews.com/news/stablecoin-plan-in-works-among-major-us-banks/

Key HighlightsXRP declined 6% over the past three months, despite broader market gains of 10%.Ripple concluded its legal case with the SEC on May 8, 2025.XRP was listed as a potential U.S. Digital Asset Reserve candidate earlier this year.Futures open interest in XRP reached $2.2 billion as of May 22, reflecting increased trading activity.XRP Trails Market Despite Positive DevelopmentsWhile the total cryptocurrency market cap has grown 10% in the past quarter, XRP’s price has moved in the opposite direction — recording a 6% decline in the same timeframe.This performance comes despite two notable events:Ripple's settlement with the U.S. SEC on May 8, 2025.XRP’s inclusion in the shortlist for the U.S. Digital Asset Reserve in March 2025.Derivatives Metrics Show Rising Market ActivityXRP futures open interest across major exchanges rose to 923 million XRP by May 22, equivalent to approximately $2.2 billion. This represents a 31% increase from two weeks earlier.Funding rates — a metric that reflects demand for leverage — reached an annualized 19% on the same date. This level exceeds the commonly observed neutral range of 7% to 14%.These metrics indicate heightened trading activity but do not necessarily imply directional market sentiment.Regulatory Progress Continues, but Legislative Engagement Remains LimitedRipple concluded its legal proceedings with the SEC, potentially clarifying regulatory standing in the United States.Despite this, direct engagement with U.S. lawmakers remains limited. No new policy changes or legislative support specific to XRP or Ripple were announced as of the publication date.Key Factors Influencing XRP in the Coming MonthsEventEstimated TimingSpot XRP ETF decisionQ4 2025On-chain activity developmentsOngoingRegulatory updates in the U.S.PendingMarket-wide sentiment shiftsVariable The above developments may influence trading volumes, investor interest, and market volatility in the XRP ecosystem.Market Outlook: Caution Persists Amid DevelopmentsWhile XRP has seen notable ecosystem and regulatory updates in 2025, its price action continues to diverge from broader market trends. The sustainability of increased derivatives activity remains uncertain.As of now, no official approval has been granted for a spot XRP ETF, and market response to prior developments appears measured.

Key HighlightsXRP declined 6% over the past three months, despite broader market gains of 10%. Ripple concluded its legal case with the SEC on May 8, 2025. XRP was listed as a potential U. S source: https://www.binance.com/en/square/post/24618411926130?utm_source=BinanceNewsRSS

According to Binance Market Data, Bitcoin (BTC) dropped below 111,000 USDT and is now trading at 110,945.023438 USDT, with a 0.31% decrease in 24 hours.

According to Binance Market Data, Bitcoin (BTC) dropped below 111,000 USDT and is now trading at 110,945. 023438 USDT, with a 0. 31% decrease in 24 hours. source: https://www.binance.com/en/square/post/24618292454226?utm_source=BinanceNewsRSS

Top U. S. banks are contemplating a joint venture to issue a dollar-pegged stablecoin in an attempt to counter the increasing competition from the cryptocurrency sector, according to a report dated Thurday, May 22. source: https://www.benzinga.com/trading-ideas/movers/25/05/45579978/banking-giants-like-jpmorgan-bank-of-america-mull-joint-stablecoin-to-counter-crypto-competition-report?utm_source=cryptopanic.com&utm_campaign=partner_feed&utm_medium=partner_feed&utm_content=site

Odaily星球日报讯 据英国金融时报，美国总统特朗普敦促欧盟削减关税，否则将面临更多关税。（金十）

Odaily星球日报讯 据 Hypurrscan 数据，此前 5 倍做空 187.5 万枚 HYPE 巨鲸已于 2 小时前以 34.633 美元完成平仓，该地址此前持仓价值高达 1736.3 万美元，目前持仓价值剩余 698.5 万美元；30 日内损失高达 2352.2 万美元；7 天内损失高达 1180.3 万美元；24 小时损失高达 524.8 万美元。 此前消息，某鲸鱼在 Hyperliquid 上开仓 5 倍做空 187.5 万枚 HYPE；22 日，其将 205 万枚 USDC 存入 HyperLiquid，为其 5 倍做空 HYPE 仓位增加保证金。当时其浮亏 1888 万美元，清算价格为 32.67 美元，

Odaily星球日报讯 北京时间 5 月 23 日上午，美国总统特朗普与前 220 名 TRUMP 代币持有者的“特朗普晚宴”在其私人高尔夫俱乐部举办。火币 HTX 全球顾问、波场 TRON 创始人孙宇晨作为 TRUMP 最大持有者参加并进行讲话。他表示，“非常感谢特朗普政府为我们的行业所做的一切。就在不久之前，加密人士还在不断地受到压迫，我们不可能在华盛顿举办如此盛大的活动，让所有从业者汇聚在美国，共建加密行业。这是我能想到的最美好的事。如果我能来美国，那么所有人都可以来。”

S. Securities and Exchange Commission (SEC) has taken an unexpected turn — and XRP holders are once again left in suspense. Judge Analisa Torres rejected a joint request from both Ripple and the SEC to finalize their proposed settlement agreement source: https://coinpedia.org/uncategorized/ripple-lawsuit-news-ex-sec-attorney-opens-up-about-new-corrected-filing/

A crypto trader turned $1 million into $116 million in hours by quickly buying the TRUMP meme coin before its official announcement. The trader also made a quick move on the MELANIA coin, raising suspicions of insider knowledge or a well-timed bet.