Artificial intelligence is transforming user interfaces, pushing traditional 'wallet' functions into the background. According to PANews, the integration of AI into various platforms is reshaping how users interact with digital services, making processes more intuitive and seamless. This shift is leading to a reduced emphasis on conventional wallet applications, as AI-driven solutions offer enhanced user experiences. The evolution of AI technology continues to redefine the landscape of digital interactions, prioritizing efficiency and user-friendly designs.

Whales are actively purchasing Ethereum, according to recent on-chain data. According to BlockBeats On-chain Detection, the address 0xE5eB, which had been inactive for three months, withdrew 4,361 ETH from a centralized exchange five hours ago. Additionally, a newly created wallet address, 0xA605, withdrew 2,000 ETH from a centralized exchange one hour ago.

Key Takeaways Binance has announced USD.AI (CHIP) as the 63rd project on its HODLer Airdrops program, with 25 million CHIP tokens allocated as airdrop rewardsEligible users are those who subscribed BNB to Simple Earn or On-Chain Yields products between April 13, 00:00 UTC and April 15, 23:59 UTCCHIP tokens are expected to be distributed to eligible users' Spot Accounts within 5 hours of the announcementUSD.AI is a permissionless lending protocol enabling GPU operators to tokenize hardware as collateral and access instant financingTotal token supply is 10 billion CHIP, with 2 billion (20%) entering circulating supply upon Binance listing Binance has listed USD.AI (CHIP) as the 63rd project on its HODLer Airdrops program, rewarding BNB holders who subscribed to Simple Earn or On-Chain Yields products during a retroactive snapshot window in mid-April. USD.AI is a permissionless lending protocol built to finance artificial intelligence infrastructure. The protocol allows GPU operators to tokenize their hardware as collateral and access financing instantaneously -- targeting the fast-growing demand for AI compute financing as GPU infrastructure costs continue to scale alongside model development. Airdrop Details A total of 25 million CHIP tokens have been allocated for the HODLer Airdrops distribution. Eligibility is based on BNB subscriptions to Simple Earn (Flexible and/or Locked) and On-Chain Yields products held between April 13, 00:00 UTC and April 15, 23:59 UTC. Qualifying users will receive CHIP directly to their Spot Accounts within 5 hours of the announcement. Individual rewards are calculated proportionally based on average BNB holdings during the snapshot period, subject to a hard cap: no single user's BNB holding ratio can exceed 4% of the total average BNB pool. Holdings above that threshold are calculated at the 4% ceiling. Token Details CHIP has a total and maximum supply of 10 billion tokens. At the time of Binance listing, 2 billion CHIP -- representing 20% of total supply -- will enter circulation. The token is deployed on both Ethereum and Arbitrum at contract address 0x0C1c1C109FE34733fca54b82d7B46B75CFb71F6e. A full research report is expected to be published within 48 hours of this announcement. How HODLer Airdrops Works Binance's HODLer Airdrops program rewards BNB holders retroactively based on historical balance snapshots, without requiring ongoing action beyond subscribing BNB to eligible Earn products. Snapshots are taken multiple times per hour at random intervals, with averages used to calculate final reward allocations. Users subscribed to Simple Earn also qualify automatically for Launchpool and Megadrop rewards, while On-Chain Yields subscribers qualify for HODLer Airdrops and Launchpool rewards.

在本次演讲中，Hayes 阐述了为何看好比特币，为何凯文·沃什并非人们所担心的鹰派，以及一项悄然生效的 4 月 1 日银行业监管法规如何可能释放数万亿美元的新信贷。

The Bank of Japan has indicated that significant depreciation of the yen may lead to policy intervention, as foreign exchange movements increasingly impact prices. According to NS3.AI, the central bank plans to continue adjusting interest rates in response to economic, price, and financial conditions. Naomi Rokkusha noted that this shift implies a change in the central bank's policy reaction function.

Hackers used Gmail’s dot handling trick and a flaw in Robinhood’s account setup to send fake login alert emails that looked real. The emails came from Robinhood’s own system and tricked some users into clicking phishing links and entering sensitive details on fake websites.

Vitalik Buterin,人工智能,OKX Wallet 的朋友们｜嘉年华篇：对话 Vitalik——AI 时代 Web3 的势与变 金色财经,AI 是新的 UI，「钱包」退到幕后。

On April 28, HYPE's price experienced a decline, briefly touching the $40 mark. According to BlockBeats On-chain Detection, the trader known as 'Loracle' on Hyperliquid has successfully closed a short position with 5x leverage, now holding a position valued at $23.8 million. The average entry price for this position was $40.871, making it the largest short position on-chain for HYPE. The address associated with this position belongs to an early contributor to the Hyperliquid ecosystem and is the founder of Hypurrfun. Previously, during HYPE's surge from $20, this address was heavily invested in long positions, becoming the second-largest long position on-chain for HYPE. However, on April 20, the strategy shifted to shorting the asset. Address: 0x8def9f50456c6c4e37fa5d3d57f108ed23992dae

Gate 数据显示，WTI 原油涨幅一度扩大至 3%，布伦特原油现涨 2.3%。

过去风投行业有条铁律叫“砸钱追不上技术”，而它已经彻底失效了。代码不再是护城河，资本本身的逻辑正在被重写。

日元大幅走软可能促使日本央行采取行动，因为日本央行在一份报告中表示，将根据经济、价格和金融状况继续加息。三菱 UFJ 摩根士丹利证券策略师六车尚美表示，这标志着日本央行“政策反应函数”发生了变化。在这份报告中，日本央行表示，外汇汇率越来越有可能影响物价，而这种波动可能通过改变通胀预期来影响潜在通胀。日本央行并不直接以日元为目标，但如果日元贬值显著加速物价上涨，央行可能会调整政策。(金十)

Blockchain investigator ZachXBT responded on X to Elon Musk's criticism of Sam Altman, highlighting concerns about Altman's company, Worldcoin. According to Foresight News, ZachXBT pointed out that Worldcoin launched a predatory cryptocurrency token, WLD, with extremely low circulation, comparable to the practices of SBF/FTX. The company allegedly distributed small amounts of WLD tokens to individuals in low-income countries to collect their biometric data. This technology, intended to verify human identity, has inadvertently led to a black market for account verification. The token supply has expanded unsustainably, with insiders regularly trading tokens over-the-counter.

Sky Protocol is currently trading close to $0.088, with chart analysis suggesting a potential rise to $0.095. According to NS3.AI, the bullish trend remains strong as long as the support level at $0.078 is maintained. This follows a 28% increase since its breakout in February.

Bitget 将上线 Pharos（PROS）现货交易。充值通道现已开放，交易通道将于今日 21:00（UTC+8）开放。

Israeli authorities has approved the launch of its first shekel-pegged stablecoin, issued by virtual exchange Bits of Gold in a move that could reshape how the country’s fiat currency interacts with the global digital asset economy.

「黄金和比特币的相关系数只有 0.14。在过去两轮周期里，黄金都先于比特币启动，这次也一样。」

私人信贷比大多数 RWA 更早适应链上是有原因的。

Israel has approved BILS, a shekel-backed stablecoin issued by Bits of Gold after a two-year pilot on the Solana blockchain. The token will be fully backed by reserves held in Israel and used for fast digital payments and blockchain-based financial services under strict regulation.

金融市场正迎来超级周，五大央行集中议息、关键经济数据、科技巨头将公布财报。这些经济数据将直接影响第二季度全球经济与资产定价。

三件事：1、恢复 rsETH 储备支持，2、清理受影响头寸并回收抵押品，3、恢复正常市场运营。