At the World Economic Forum in Davos, CZ stated that demand for physical banks will decrease significantly over the next 10 years. With the development of technologies such as blockchain and KYC, the need for users to visit physical banks is declining. While banks won't disappear, their branch networks will shrink considerably. Furthermore, he expressed skepticism about the direct use of Bitcoin for payments, citing the extremely high failure rate in this area despite years of industry investment. Zhao Changpeng believes that Meme tokens, similar to previous NFTs and Metaverse, are extremely risky and highly speculative. While projects with cultural value like Dogecoin may exist for a long time, most Meme tokens will not be sustainable.

Speaking at the "A New Era of Finance" panel discussion at the World Economic Forum in Davos, CZ stated, "The overall scale of trading platforms has also surpassed that of last year. Currently, the crypto industry has two mature sectors: trading platforms and stablecoins. Looking ahead, I am optimistic about three new directions: First, tokenization is a very important direction. By tokenizing some assets, governments can actually solve financial problems more efficiently, improve the operational efficiency of the financial system, and thereby promote the development of related industries and trading markets. Second is payments. We have tried crypto payments in the past, but frankly, not many people actually use them. However, a trend is emerging: traditional payment methods are merging with crypto technology. For example, users use Visa, Mastercard, and other cards to complete payments, funds are deducted from their accounts, merchants receive fiat currency, and settlement and bridging are handled through stablecoins and blockchain. This model is gradually being implemented and will definitely develop in the future. The third direction is artificial intelligence (AI). He believes that the 'native currency' of AI agents should naturally be cryptocurrency, and blockchain is currently the most suitable native technology interface for AI agents. Today's AI is not yet truly..." Agents won't buy you plane tickets, book restaurants, or complete payments directly; but once AI truly has the ability to act and transact, cryptocurrency will become its most natural and native payment and settlement method.

GMGN data shows that RALPH briefly plummeted by 67%, with its market capitalization now at $12.31 million. Odaily reminds users that Meme coin prices are highly volatile, and investors should exercise caution.

ETH, the habitat of digital intelligence: Why can AGI only awaken in Ethereum? Jinse Finance: We may have asked the wrong question about AGI.

Foreign Ministry Spokesperson Guo Jiakun hosted a regular press conference. A foreign journalist asked about US President Trump's statement in Davos that he is committed to maintaining the US's leading position in the cryptocurrency field and that measures must be taken to prevent China from gaining a foothold in this area. What is China's comment on this? Guo Jiakun stated that China has always actively engaged in multilateral and bilateral monetary and financial cooperation, participated in global macroeconomic policy coordination and the formulation of international financial rules. "Regarding the specific questions you mentioned, I suggest you inquire with the relevant Chinese authorities." (Beijing Daily)

White House urged a 'compromise' on yield to pass the CLARITY Act source: https://ambcrypto.com/how-the-banking-industrys-rural-america-plea-stalls-the-crypto-bill/

Stablecoin issuer Circle has awarded a grant to support the United Nations’ push to modernize its internal payment systems. source: https://cryptonews.com/news/circle-issues-grant-to-fund-un-initiative-to-streamline-humanitarian-aid-payments/

null source: https://x.com/reutersbiz/status/2014250486870770001

OKX Binance Coinbase delistings January 2026 removed 50+ altcoin trading pairs across major exchanges. Tokens including ULTI GEAR VRA MEMEFI and margin pairs faced removal for low trading volume and liquidity issues. source: https://coinpaprika.com/news/okx-binance-coinbase-delist-altcoins-january-2026-trading

Prediction, Crypto Market, Existing Challenges of Prediction Markets (Jinse Finance), The Potential of Prediction Markets Has Long Existed.

Thailand's SEC finalizes crypto ETF regulations for early 2026 rollout, alongside crypto futures trading on TFEX and expanded tokenization initiatives, as regulators position digital assets as mainstream portfolio diversification tools with 4-5% allocation recommendations. source: https://cryptonews.com/news/thailand-targets-early-2026-for-crypto-etf-regulations/

null source: https://x.com/cointelegraph/status/2014250081768079435

Once founded as a non-profit alternative to Big Tech, OpenAI is now testing ads inside ChatGPT as it races to monetize hundreds of millions of users and justify massive AI spending.

Vietnam has started accepting applications for licensed cryptocurrency exchanges under a new pilot programme requiring nearly $400 million in capital and strict local ownership rules. The scheme is limited to Vietnamese companies and aims to bring the country’s crypto market under formal government oversight for the first time.

Physical AI is what Jensen Huang calls the second half of the web2 AI track. Isn't the same true for the web3 AI + Crypto track, such as DePIN, DeAI, and DeData?

New pilot regime sets strict capital and compliance rules as Vietnam’s crypto market hits $230B annually, signaling the end of the legal gray zone.

In 2026, both TradeFi and Crypto will be unified under the banner of "On-chain Finance".

The names of the four candidates kept flashing on the prediction platform, and cryptocurrency traders' computer screens were flashing hints at their future fates.

Stablecoin issuer Circle has given a grant to the United Nations to help make humanitarian aid payments faster, cheaper and more transparent. The funding will support the UN’s Digital Hub of Treasury Solutions, building on earlier USDC trials to improve cross-border transfers and financial tracking across UN agencies.

Amid a volatile crypto market, Argentine exchange Ripio bets on peso and regional stablecoins, aiming to transform DeFi for local users.