According to PANews, Spanish multinational bank BBVA has announced a strategic partnership with OpenAI to extend the use of ChatGPT Enterprise to its 120,000 employees worldwide, expanding its previous reach tenfold. This collaboration aims to enhance customer experience, optimize internal operations, and deepen the application of artificial intelligence (AI) in banking. BBVA plans to leverage OpenAI's technology to develop new AI solutions that improve customer interactions, boost employee productivity, optimize risk analysis processes, and redesign internal software development workflows. Previously, BBVA successfully piloted the deployment of ChatGPT among its employees, helping them save nearly three hours per week on routine tasks. The partnership also includes specialized training programs and structured tool integration models to ensure the safe and consistent application of AI tools across all business areas in 25 countries. Additionally, BBVA intends to use ChatGPT to directly serve customers, accelerating its transformation into an AI-native bank. BBVA Chairman Carlos Torres Vila stated that this collaboration will provide customers with a smarter, more personalized banking experience. In related news, Disney has announced a $1 billion equity investment in OpenAI.

x402 Protocol, AI Agent, Payment: Let's talk about the x402 V2 upgrade and share some key points. Golden Finance shares several key aspects of the x402 protocol V2 upgrade.

Senate reviews S. 1498 to enhance transparency by restricting financial asset holdings among public officials. source: https://coincu.com/news/financial-asset-restrictions-congress/

DeBridge launched a new execution model that allows users to interact with blockchains without having to manage various requirements. source: https://www.theblock.co/post/382298/debridge-bundles-execution-model?utm_source=rss&utm_medium=rss

Donald Trump Jr., the eldest son of Donald Trump, has seen his personal wealth surge over the past year, jumping from approximately $50 million in 2024 to about $300 million currently, primarily driven by his various investments in the cryptocurrency sector. Reports indicate that World Liberty Financial, a cryptocurrency project in which Trump Jr. and the family are deeply involved, has sold approximately $1.4 billion worth of tokens. According to public documents, the Trump family was initially entitled to a percentage of the related revenue; if calculated equally among family members, Donald Trump Jr. alone could receive approximately $80 million in after-tax cash gains from this project. Furthermore, World Liberty Financial's stablecoin business has also brought him an estimated increase in value of about $19 million, and his unvested token holdings are worth approximately $34 million after a discount. Another core asset is American Bitcoin, a Bitcoin mining company he co-founded with his brother Eric Trump in March of this year. While the specific shareholding percentage was not disclosed, analysts believe it ranges from 1% to 5%, and under higher assumptions, this portion of the assets could be worth close to $80 million. Besides the crypto space, Trump Jr. also has multiple gains in traditional and quasi-financial sectors, including approximately $20 million in book value from the IPO of his SPAC (Special Purchasing Company of the Americas), and equity investments in several politically related companies. Furthermore, his real estate, brand licensing businesses, and overseas licensing transactions continue to contribute revenue. Forbes points out that crypto assets have become a key engine for Donald Trump Jr.'s wealth growth, and he has repeatedly stated publicly that the family currently holds a long-term bullish stance on the crypto space, and related investments are still underway. (Forbes)

Capital A, the parent company of AirAsia, is partnering with Standard Chartered to explore launching a stablecoin pegged to the Malaysian ringgit within Malaysia's regulatory sandbox framework. (Cointelegraph)

null source: https://x.com/cryptoquant_com/status/1999396088252658133

Information on the U.S. Congressional website shows that Bill S.1498, the "HONEST Act," of the 119th Congress, was placed on the Senate legislative agenda on December 10th, entering the next stage of consideration. Introduced in April 2025 by Republican Senator Josh Hawley, the bill has passed the Senate Homeland Security and Governmental Affairs Committee and been submitted with amendments. The core objective of the bill is to prevent insider trading and conflicts of interest among public officials. It proposes to prohibit members of Congress, the President, Vice President, and certain federal officials from holding or trading financial assets that may pose a conflict of interest during their term of office, including stocks, derivatives, and futures, while providing exemptions for Treasury bonds and broadly diversified funds. The bill also requires relevant personnel to dispose of restricted assets within a specified period and make annual compliance disclosures; violations will face penalties such as fines or forfeiture of proceeds. This legislation is seen as a strengthening supplement to the existing STOCK Act, aiming to improve government transparency and ethical standards, and responding to long-standing public concerns about securities trading and potential insider trading by members of Congress.

트러스트 월렛은 Revolut 결제를 통합하여 EEA 전역에서 수수료 없이 비트코인, 이더리움, 솔라나를 직접 구매할 수 있도록 지원합니다. source: https://ko.spaziocrypto.com/pintekeu/teureoseuteu-weolresgwa-revolut-yureob-jeonyeoge-amhohwapye-jigjeob-gumae-culsi/

Trust Wallet integrates Revolut payments to enable direct purchases of Bitcoin, Ethereum and Solana across the EEA without fees. source: https://en.spaziocrypto.com/fintech/trust-wallet-and-revolut-launch-direct-crypto-purchases-across-europe-2/

Hong Kong-listed platform to bring $100m in asset liquidity to Avalanche network source: https://www.blockhead.co/2025/12/12/osl-group-partners-with-avalanche-for-rwa-tokenization-in-hong-kong/

What are the implications of the frequent regulatory actions taken by the US SEC and OCC? This article from Jinse Finance focuses on the recent regulatory actions of the US SEC and OCC.

Coinbase has released version 2 of the x402 protocol. This version optimizes upon version 1, expanding from a single-call payment to a unified internet payment layer.

Fintech 3.0 will coexist with traditional finance for many years, but its development direction is already clear. Stablecoin infrastructure is expected to become a core component of global finance.

The implementation of CARF is expected to further enhance the tax transparency of Hong Kong's cryptocurrency market, impacting trading platforms, custodians, individual investors, and traditional financial intermediaries.

The U.S. Depository Trust and Clearing Corporation (DTCC) received a "no action" letter from the SEC, authorizing it to launch a new service for tokenizing custodial assets such as stocks and bonds to accelerate the adoption of digital assets.

Farcaster, a star project that raised $180 million and was valued at nearly $1 billion, announced a strategic shift. What lessons can we learn from this?

Why is it that the same strategy is a legend when it works for Strategy, but a joke when others try it? In an era where AI narratives are crushing everything like freight trains, is Bitcoin still the best safe haven for assets?

The Federal Reserve's shift to easing will spill over globally. Emerging markets will benefit from a weaker dollar, but the European Central Bank and the Bank of Japan may follow suit with interest rate cuts. Crypto assets may become beneficiaries of liquidity.

Jinse Finance launches its daily cryptocurrency and blockchain news bulletin, "Jinse 8 AM," issue 2906, providing you with the latest and fastest news on the digital currency and blockchain industry.