About SMARTCREDIT
Official Website
Social Media
Frequently Asked Questions
What Is SmartCredit.io?
Read MoreSmartCredit.io is a Decentral Finance application for crypto borrowing and lending. The key features are:
- The low collateral ratio for the borrowers
- Personal Fixed Income Funds for the lenders
- Fixed-term and fixed interest loans
The key difference is that SmartCredit.io focuses on the DeFi fixed-income-funds as opposed to the DeFi money-market-funds (as most of DeFi lending solutions today).
SMARTCREDIT is the utility token for:
- Utility and loyalty token on the SmartCredit.io platform
- Collateral for the loans
- Liquidity mining for the borrowers, lenders, and integration pa (which integrate SmartCredit.io platform)
SmartCredit.io offers the following functionality:
- Borrowers can receive fixed interest and fixed-term loans with a lower collateral ration than the money-market-funds
- Borrowers can complete the optional credit-scoring, which allows reducing the collateral ratio and the loan interest
- Lenders receive fixed interest instead of the fluctuating money-market-funds interest
- Lenders have their own Personal Fixed Income Funds
- Integrators can integrate our User Interface Widgets and earn loan origination fees plus reward tokens
How Many SMARTCREDIT Coins Are There in Circulation?
Read More10% of the total supply (2 500 000 tokens) are unlocked. 90% of the total supply (22 500 000 tokens) are time-locked with OpenZeppelin contracts and will be released 1/4 (in equal parts) in years 2, 3, 4, and 5. The current circulating supply is 1 106 625 SMARTCREDIT tokens.
Tokens allocation is the following:
- 40% for liquidity mining for integration-partners and users
- 10% for the marketing
- 10% for the team (starting from the second year, released ¼ per year)
- 20% for the liquidity provision
- 15% reserve and insurance funds
Who Are the Founders SmartCredit.io?
Read MoreThe Co-Founders are Martin Ploom and Tarmo Ploom, Ph.D. Both are ex-Credit-Suisse Vice Presidents from Zurich, Switzerland. Both are MBA’s and CFA’s. They know the traditional banking and credit-systems inside out.
They are early blockchain adaptors, co-authored first german-language blockchain book, are giving lectures and write the blog: https://smartcredit.io/blog
Where Can I Buy SMARTCREDIT?
Read MoreSMARTCREDIT is listed on the Uniswap
New to cryptocurrency? Read CoinMarketCap’s easy guide to buying Bitcoin or any other token.
What is the all-time high price of SmartCredit Token (SMARTCREDIT)?
Read MoreThe all-time high of SMARTCREDIT was 0 USD on 1970-01-01, from which the coin is now down 0%. The all-time high price of SmartCredit Token (SMARTCREDIT) is 0. The current price of SMARTCREDIT is down 0% from its all-time high.
How much SmartCredit Token (SMARTCREDIT) is there in circulation?
Read MoreAs of
, there is currently 0 SMARTCREDIT in circulation. SMARTCREDIT has a maximum supply of 0. What is the market cap of SmartCredit Token (SMARTCREDIT)?
Read MoreThe current market cap of SMARTCREDIT is 0. It is calculated by multiplying the current supply of SMARTCREDIT by its real-time market price of 0.377923527173.
What is the all-time low price of SmartCredit Token (SMARTCREDIT)?
Read MoreThe all-time low of SMARTCREDIT was 0
, from which the coin is now up 0%. The all-time low price of SmartCredit Token (SMARTCREDIT) is 0. The current price of SMARTCREDIT is up 0% from its all-time low. Is SmartCredit Token (SMARTCREDIT) a good investment?
Read MoreSmartCredit Token (SMARTCREDIT) has a market capitalization of $0 and is ranked #7101 on CoinMarketCap. The cryptocurrency market can be highly volatile, so be sure to do your own research (DYOR) and assess your risk tolerance. Additionally, analyze SmartCredit Token (SMARTCREDIT) price trends and patterns to find the best time to purchase SMARTCREDIT.