According to Cointelegraph, the introduction of Bitcoin exchange-traded funds (ETFs) and other institutional Bitcoin products is significantly impacting the core principles of cryptocurrency, originally envisioned by Satoshi Nakamoto. Onchain data reveals a steady decline in Bitcoin self-custody since January 2024, coinciding with the approval of Bitcoin spot ETFs. This shift marks a notable change in investor behavior, as more individuals opt for institutional custody solutions like ETFs over managing private wallets. The creation of new Bitcoin addresses has slowed after nearly 15 years of growth, with active addresses dropping sharply from nearly 1 million in January 2024 to approximately 650,000 by late June 2025, levels not seen since 2019. Analyst Willy Woo noted that the growth rate of self-custody users has declined since the availability of spot ETFs. This trend reflects Bitcoin's integration into the traditional financial system, attracting more investors through BTC funds. However, some view this as a departure from Bitcoin's original purpose of individual sovereignty. The launch of spot Bitcoin ETFs by companies such as BlackRock, Fidelity, and Grayscale has been a pivotal moment for Bitcoin. These ETFs provide investors with regulated, institution-grade access to cryptocurrency without the need to manage wallets, exchanges, or private keys. They also offer tax advantages and secure custody, along with the convenience of traditional brokerage platforms. The market demand for these products has been robust, with spot Bitcoin ETFs witnessing around $50 billion in net inflows within the first 18 months. BlackRock’s IBIT led the market, reaching $83 billion in assets under management by July 18, 2025, and holding over 700,000 BTC. Bitcoin ETFs are not the only traditional gateway into the cryptocurrency. Bitcoin treasury companies, which hold Bitcoin as a strategic reserve asset, have evolved from a few high-conviction players into a broader institutional movement. By the end of Q2 2025, the number of public companies holding BTC increased to 125, a 58% rise from the previous quarter. As of mid-2025, over 250 organizations, including public companies, private firms, ETFs, and pension funds, hold BTC on their balance sheets. These treasury companies provide an indirect way to invest in Bitcoin, eliminating the need for self-custody or direct interaction with crypto exchanges, while offering regulatory oversight and institutional-grade custody.

According to Cointelegraph, the recent enactment of the GENIUS bill by U.S. President Donald Trump has significant implications for the cryptocurrency market, particularly for Ethereum and decentralized finance (DeFi) applications. The legislation, which prohibits yield-bearing stablecoins, is expected to increase demand for Ethereum-based DeFi platforms as they become the primary alternative for generating passive income. Yield-bearing stablecoins, which offer returns through mechanisms like staking or lending, have been a popular choice for both retail traders and institutions seeking to earn interest. However, with the new law in place, these opportunities are curtailed, potentially driving more interest towards DeFi solutions on the Ethereum network. Crypto analyst Nic Puckrin suggests that the removal of yield on stablecoins could be beneficial for Ethereum-based DeFi, as it positions these platforms as the main source for passive income generation. Christopher Perkins, President of CoinFund, emphasized the importance of yield in preserving value, especially in the face of fiat currency depreciation. He noted that DeFi could become the new frontier for yield generation, transforming the current stablecoin market dynamics into what he terms "DeFi summer." With Ethereum accounting for the majority of the total value locked in the DeFi sector, this shift could attract more institutional capital into the crypto space as financial institutions seek on-chain yield opportunities to meet their fiduciary responsibilities. The ban on yield-bearing stablecoins has sparked debate among policymakers and industry experts. At the DC Blockchain Summit, U.S. Senator Kirsten Gillibrand expressed concerns that these stablecoins could disrupt the traditional banking sector by reducing the demand for legacy banking services. She argued that if private stablecoin issuers offer interest opportunities to customers, it could undermine the market for loans and other banking services. In contrast, New York University professor Austin Campbell criticized the banking industry's resistance to yield-bearing stablecoins, suggesting that traditional banks view them as a threat to their profits. Campbell accused lawmakers opposing interest-bearing tokens of engaging in "cartel protection." The competition from yield-bearing fiat tokens is expected to challenge traditional stablecoins, according to Tether co-founder Reeve Collins. He believes that as long as both fiat-backed and synthetic stablecoins are perceived as stable, investors will naturally gravitate towards those offering higher yields. This shift could eventually lead to the displacement of traditional stablecoins, reshaping the landscape of the cryptocurrency market.

Bitcoin Hyper has raised over $3. 31 million in its presale as the Layer-2 solution built on Solana Virtual Machine gains momentum. The project has raised over $300,000 in the past 48 hours with HYPER tokens priced at $0. 0123 and 191 million tokens staked offering 274% APY source: https://cryptonews.com/news/bitcoin-hyper-why-ethereum-rising-faster-btc-stalls-biggest-bet-layer-2-draws-300k-2-days/

The lack of yield-bearing options for US-regulated stablecoins under the GENIUS bill will drive investors to search for interest elsewhere, analysts said. source: https://cointelegraph.com/news/genius-ban-stablecoin-yield-ethereum-defi-analysts?utm_source=rss_feed&utm_medium=rss&utm_campaign=rss_partner_inbound

In a significant XRP news development, internet personality Dave Portnoy announced in a recent social media post that he sold his XRP at $2. 40. This occurred weeks before it reached $3. 66, resulting in missed profits and strong reactions across the cryptocurrency space source: https://www.thecoinrepublic.com/2025/07/18/xrp-news-crypto-community-reacts-as-dave-portnoy-loses-out-millions-in-xrp/

According to BlockBeats, shares of Block (stock code: XYZ) rose over 11% in after-hours trading, increasing its market capitalization to $43.5 billion. This surge follows the announcement that Jack Dorsey's payment company, Block, will be included in the S&P 500 index. Previously, on May 3, 2024, Block revealed its Dollar-Cost Averaging (DCA) plan for Bitcoin investments. Under this plan, Block allocates 10% of the monthly gross profit from its Bitcoin Conversions Product to purchase Bitcoin. In the first quarter, Block's Bitcoin Conversions Product generated a gross profit of $80 million. If this profit level continues throughout the year, the company will add $24 million worth of Bitcoin to its balance sheet. As of March 31, 2024, Block held 8,038 Bitcoins, which accounted for approximately 9% of its total cash, cash equivalents, and marketable securities.

According to the IMF, the government’s Chivo wallet has not recorded new Bitcoin purchases, and discrepancies in wallet reserves stem […] The post El Salvador’s Bitcoin Claims Disputed by IMF Report appeared first on Coindoo. source: https://coindoo.com/el-salvadors-bitcoin-claims-disputed-by-imf-report/

In 2025, the line between memes and million-dollar moves is blurrier than ever. If you’re hunting for the best crypto to invest in right now, three names are dominating headlines and crypto Twitter: Arctic Pablo Coin, Pudgy Penguins, and Official Trump. Each offers a radically different narrative, tokenomic model, and risk-reward structure. Let’s dive deep. . . source: https://crypto-economy.com/turn-15k-into-240k-arctic-pablo-coins-presale-math-is-wild-while-pudgy-penguins-and-official-trump-heat-up-the-race/

null source: https://x.com/BTC_Archive/status/1946321431853179276

The signing into law of the Genius Act was witnessed at the White House by top crypto leaders, including Tether (USDT) CEO Paolo Ardoino and Coinbase Global Inc. (NASDAQ: COIN) CEO Brian … source: https://coinpedia.org/news/president-donald-trump-officially-signs-the-genius-act-into-law-whats-next-for-crypto/

More and more listed companies are building crypto treasuries through traditional financial instruments such as PIPE, SPAC, ATM, convertible bonds, etc., using capital structure to "set up the game" and drive market value expansion, but they also lay the structural risks of liquidity mismatch and retail investors taking over.

Golden Finance launches "Golden Web3.0 Daily" to provide you with the latest and fastest MEME, DeFi, DAO, NFT and Metaverse industry news.

While you are still thinking about the next stop of cryptocurrency, a "key" connecting real assets and the digital world is quietly emerging.

In 2019, stablecoins were a small side bet in the digital asset space, with a total supply of just $2 billion. Fast forward to today, and that number is expected to exceed $260 billion.

Recommended readings tonight: 1. From regulators to Wall Street giants: How does the GENIUS Act reshape the financial industry? ; 2. The GENIUS Act: Analysis of important time points and core contents; 3. What you should buy now is ETH;

Amid the craze, stablecoins in policy expansion are no longer a pure "Web3" narrative.

Netflix has officially incorporated generative artificial intelligence (AI) into one of its original productions, marking a first for the streaming giant.

GENIUS, stablecoin, detailed explanation of the US "Genius Act" Golden Finance, the US "Genius Act" was finally passed.

Scale AI has cut 700 jobs, including 200 full-time staff and 500 contractors, as part of a major restructure. The company is narrowing its focus to coding, language and audio data after rapid growth created overlaps and confusion.

Standard Chartered Bank, Cryptocurrency, Standard Chartered enters the game, Crypto breaks the circle, Golden Finance, true decentralization is not in the menu, but in the behavior.