According to Cointelegraph, a recent study by the Financial Industry Regulatory Authority (FINRA) reveals a decline in U.S. investors' interest in cryptocurrency investments. The study indicates that while the percentage of crypto investors remained stable at 27% from 2021 to 2024, the number of investors considering purchasing more or buying for the first time decreased from 33% in 2021 to 26% in 2024. This shift reflects a broader trend of reduced risk-taking behavior among investors. The FINRA study highlights a notable decrease in investors with high levels of investment risk, dropping from 12% to 8% between 2021 and 2024. The most significant decline was observed among investors under the age of 35, whose risk-taking behavior fell from 24% to 15%. Despite the steady number of crypto investors since the last study in 2024, the inclination to add cryptocurrency to investment portfolios has diminished. This trend is attributed to uncertainties surrounding interest rates, inflation, and the overall economic environment, prompting investors to seek safer assets. The study, conducted between July and December 2024, involved 2,861 U.S. investors and a state-by-state online survey of 25,539 adults. It found that 66% of respondents viewed crypto as a risky investment, up from 58% in 2021. Nonetheless, a third of investors expressed the belief that taking significant risks is necessary to achieve financial goals, with this sentiment rising to 50% among those aged 35 and under. Additionally, 13% of investors, including nearly one-third of individuals under 25, reported purchasing meme stocks and other viral investments. The pace of new investors entering the market has also slowed compared to 2021. Only 8% of investors reported entering the market in the last two years leading up to 2024, a decrease from 21% in 2021. FINRA noted that the surge of younger investors during the early pandemic period reversed as the pandemic ended, bringing the share of U.S. adults under 35 who invest back to 2018 levels. Overall, the study indicates a modest trend toward more cautious investment attitudes and behaviors compared to the 2021 survey.

According to PANews, BlackRock CEO Larry Fink described Bitcoin as a 'panic asset' during the DealBook Summit, suggesting that people purchase it due to concerns over fiat currency devaluation, financial instability, and geopolitical crises. Fink emphasized that Bitcoin is not a traditional 'hope asset' but gains popularity during periods of increased market uncertainty. Currently, BlackRock's Bitcoin ETF (IBIT) manages assets worth approximately $80 billion, holding over 780,000 BTC. He also mentioned that sovereign funds are quietly increasing their holdings at high levels. However, Fink cautioned that Bitcoin's high volatility and susceptibility to leveraged funds make it unsuitable for short-term trading.

According to Foresight News, PeckShieldAlert has reported that the USPD.IO account was compromised, leading to a loss of approximately $1 million.

China’s central bank has shifted its attention from volatile crypto currencies like Bitcoin to stablecoins, warning that the tokens represent a deep threat to monetary sovereignty and financial order. On 28 November, the Peoples Bank of China (PBOC) held a multi-agency meeting to address a fresh rise in virtual currency activity. China’s top financial, […] source: https://www.cryptopolitan.com/china-fears-stablecoins-as-much-crypto/

According to Odaily, Bruce, the founder of MSX, announced on X that Nasdaq has submitted an application for stock tokens to the SEC. He stated that Nasdaq filed the application in September, and if progress is swift, the official launch could occur in the first quarter of next year. Bruce emphasized that the introduction of Nasdaq's stock tokens will impact all 'unofficial stock tokens,' and MSX is prepared to transition to 'official' tokens at any time.

XRP’s sentiment landscape has taken a decisive turn, with social commentary plunging into the chart’s fear zone, a level not seen since October, even as the price holds steady above the $2 mark for now. source: https://www.ethnews.com/xrp-sentiment-flashes-fear-signal-as-social-mood-diverges-from-price-action/

With a few exceptions, Messari expects Bitcoin to continue eroding the market share of L1 altcoins, a trend that will not reverse in 2026 and beyond.

On December 4th, at Dubai Blockchain Week, CZ and Schiff debated Bitcoin vs. Gold. Who do you think won?

Chips, Artificial Intelligence, IPO, Investment, Moore's Thread Funding Story: Early Investors' Returns Exceed 6200 Times - Golden Finance, Looking Back at How the "First Domestic GPU Stock" Was Born?

Why has the Bitcoin and cryptocurrency market as a whole exhibited counter-cyclical phenomena? How can we weave together a complete narrative to connect AI, the US-China rivalry, and the unusual performance of Bitcoin and gold?

Financial engineering, which once amplified upward returns, now also exacerbates downward risks.

Ethereum's ultimate ambition is to become the "Windows of finance." When currencies require automated, globalized, and intelligent settlement, the comprehensive functions of its open ecosystem will reshape the global financial ecosystem, and its value space will continue to expand as the ecosystem grows.

The emergence of the x402 protocol is akin to the challenge posed by bills of exchange to the gold and silver standard in the 17th century—new economic forms always emerge before rules. However, the robustness of technological infrastructure is just as important as the maturity of the institutional framework.

Wallets, Web 3.0, AI Agent, Curator, DeFi, 5 Key Development Directions for Web3 Wallets (Jinse Finance) - The future form of Web3 wallets has 5 key development directions.

We no longer train people with "only half a brain," but rather "new-type generalists" who can collaborate with machines in the AI ​​era while simultaneously mastering both humanities and rationality.

The crypto market may be entering a new phase of "central bank-led compliance." Understanding the Federal Reserve's strategic intentions and policy logic, and adapting to the regulatory framework it promotes, is key to seizing opportunities and meeting challenges in the digital finance era.